UPMMY UPM-Kymmene Oyj
$29.10
Stable Earnings Power 40%
P/Adj-EPS × Normalized Multiple
Moderate · Conviction

Overvalued

Trading 16.2% above fair value

You pay $29.10
Bear $20.03
Fair $25.04
Bull $30.05
Bear $20.03 -31.2% $1.67 × 12x P/E
Fair $25.04 -13.9% $1.67 × 15x P/E
Bull $30.05 +3.3% $1.67 × 18x P/E

Key Value Driver

Normalized P/E multiple (15x base case)

Implied Market Multiple 17.4x

Summary

Applying a 15x P/E to adjusted EPS of $1.67, the base-case value is $25.04 per share. DDM cross-check: $54.54.

Warnings

The company's reported profits differ from official accounting profits by 58%. Check what costs are being left out of the adjusted number.
The company pays out 327% of its profits as dividends. That leaves little cushion — the dividend could be cut if business slows down.
Dividend-based valuation: $54.54 (above our primary estimate by 118%). Large gaps may signal the dividend doesn't reflect full earning power.
Financial statements were converted from EUR into USD using EURUSD at 1.1625 USD per EUR.

Key Risks

  • Growth DCF inappropriate — terminal value assumptions dominate
  • EV/EBITDA misleading for regulated businesses where capex is mandated
  • Regulatory risk is a fat tail not visible in normal multiples