UFCS
United Fire Group, Inc.
$47.17
-0.96
(-1.99%)
Mkt Cap
1.21B
Volume
161,987
52W Range
25.79-49.94
Sector
Financial Services
Beta
0.49
EPS (TTM)
5.07
P/E Ratio
9.30
Revenue (TTM)
1.43B
Rev Growth (5Y)
+5.2%
EPS Growth (5Y)
+9.6%
AlphaVal · Fair Value
$101.15
Undervalued · Strong
53.4% below fair value
AlphaQuality · Grade
B+
Banks, Insurers & Asset Managers
75.5 / 100 composite
Company Description
United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and commercial multiple peril and inland marine insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and fidelity and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.39B | 1.25B | 1.10B | 988.22M | 1.06B | 1.08B | 1.20B | 1.08B | 1.06B | 986.18M | 896.96M | 939.98M |
| Net Income | 118.19M | 61.96M | (29.70M) | 15.03M | 80.59M | (112.71M) | 14.82M | 27.65M | 51.02M | 49.90M | 89.13M | 59.14M |
| EPS | 4.48 | 2.45 | -1.18 | 0.60 | 3.21 | -4.50 | 0.59 | 1.10 | 2.05 | 1.96 | 3.54 | 2.36 |
| Free Cash Flow | 263.30M | 328.43M | 160.85M | (3.39M) | 15.94M | 22.57M | 61.33M | 77.05M | 152.94M | 206.78M | N/A | N/A |
| FCF / Share | 9.98 | 12.97 | 6.37 | -0.13 | 0.64 | 0.90 | 2.44 | 3.08 | 6.14 | 8.13 | N/A | N/A |
| Operating CF | 269.74M | 340.30M | 171.74M | (1.25M) | 29.92M | 41.44M | 93.75M | 110.10M | 170.09M | 214.38M | N/A | N/A |
| Total Assets | 3.84B | 3.49B | 3.14B | 2.88B | 3.01B | 3.07B | 3.01B | 2.82B | 4.18B | 4.05B | N/A | N/A |
| Total Debt | 146.20M | 117.06M | 50.00M | 50.00M | 50.00M | 50.00M | 0 | 0 | 0 | 0 | N/A | N/A |
| Cash & Equiv | 156.33M | 200.95M | 102.05M | 96.65M | 132.10M | 87.95M | 120.72M | 64.45M | 95.56M | 110.85M | N/A | N/A |
| Book Value | 941.17M | 781.53M | 733.75M | 740.11M | 879.12M | 825.15M | 910.47M | 888.38M | 973.37M | 941.88M | N/A | N/A |
| Return on Equity | 0.13 | 0.08 | -0.04 | 0.02 | 0.09 | -0.14 | 0.02 | 0.03 | 0.05 | 0.05 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 369.44M | 365.81M | 354.02M | 336.58M | 331.11M | 331.74M | 322.96M | 301.17M | 295.99M | 290.18M | 273.95M | 267.10M |
| Net Income | 30.05M | 38.35M | 39.19M | 22.95M | 17.70M | 31.44M | 19.75M | (2.73M) | 13.50M | 19.61M | 6.38M | (56.38M) |
| EPS | 1.18 | 1.45 | 1.54 | 0.90 | 0.70 | 1.24 | 0.78 | -0.11 | 0.53 | 0.78 | 0.25 | -2.23 |
| Free Cash Flow | 56.24M | 119.18M | 59.29M | 51.65M | 33.18M | 153.41M | 53.37M | 88.09M | 33.56M | 19.38M | 109.22M | 41.65M |
| FCF / Share | 2.20 | 4.51 | 2.33 | 2.03 | 1.31 | 6.05 | 2.11 | 3.48 | 1.32 | 0.77 | 4.28 | 1.65 |
| Operating CF | 56.63M | 119.83M | 60.85M | 53.39M | 35.67M | 156.35M | 56.46M | 91.33M | 36.16M | 22.23M | 111.64M | 44.65M |
| Total Assets | 3.65B | 3.84B | 3.75B | 3.66B | 3.53B | 3.49B | 3.55B | 3.41B | 3.24B | 3.14B | 3.05B | 3.02B |
| Total Debt | 146.27M | 146.20M | 146.13M | 117.16M | 117.11M | 117.06M | 117.01M | 116.97M | 50.00M | 50.00M | 50.00M | 50.00M |
| Cash & Equiv | 162.03M | 156.33M | 233.74M | 202.15M | 183.68M | 200.95M | 197.37M | 153.43M | 217.78M | 102.05M | 69.15M | 79.70M |
| Book Value | 950.61M | 941.17M | 898.71M | 845.67M | 817.66M | 781.53M | 785.82M | 726.60M | 736.77M | 733.75M | 644.94M | 676.37M |
| Return on Equity | 0.03 | 0.04 | 0.04 | 0.03 | 0.02 | 0.04 | 0.03 | -0.00 | 0.02 | 0.03 | 0.01 | -0.08 |
UFCS News
United Fire Group, Inc. declares quarterly cash dividend of $0.20 per share and announces results of annual meeting of shareholders
United Fire Group, Inc. (UFCS) Shareholder/Analyst Call Prepared Remarks Transcript
Should Value Investors Buy United Fire Group (UFCS) Stock?
United Fire Group, Inc (UFCS) Hits Fresh High: Is There Still Room to Run?
United Fire Group, Inc. (UFCS) Q1 2026 Earnings Call Transcript
United Fire Group (UFCS) Surpasses Q1 Earnings and Revenue Estimates
United Fire Group, Inc. reports first quarter 2026 results
United Fire Group, Inc. announces its first quarter 2026 earnings call
Are Investors Undervaluing United Fire Group (UFCS) Right Now?
Is United Fire Group (UFCS) Stock Undervalued Right Now?