TSBK
Timberland Bancorp, Inc.
$44.43
+0.43
(+0.98%)
Mkt Cap
347.80M
Volume
21,556
52W Range
30.52-45.64
Sector
Financial Services
Beta
0.29
EPS (TTM)
3.92
P/E Ratio
11.33
Revenue (TTM)
115.67M
Rev Growth (5Y)
+9.6%
EPS Growth (5Y)
+4.8%
AlphaVal · Fair Value
What we estimate one share is worth
$123.31
Undervalued
strong signal
64.0% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B-
Banks, Insurers & Asset Managers
68.6 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 110.49M | 101.55M | 87.23M | 67.33M | 68.62M | 69.80M | 66.75M | 51.55M | 48.02M | 43.15M | 38.39M | 36.08M |
| Net Income | 29.16M | 24.28M | 27.12M | 23.60M | 27.58M | 24.27M | 24.02M | 16.72M | 14.17M | 10.15M | 8.29M | 5.85M |
| EPS | 3.68 | 3.02 | 3.32 | 2.84 | 3.31 | 2.91 | 2.89 | 2.28 | 1.99 | 1.48 | 1.20 | 0.82 |
| Free Cash Flow | 28.42M | 21.71M | 29.89M | 25.59M | 28.74M | 31.87M | 15.96M | 19.26M | 10.33M | 11.04M | 6.92M | 7.39M |
| FCF / Share | 3.59 | 2.70 | 3.66 | 3.08 | 3.45 | 3.83 | 1.92 | 2.63 | 1.45 | 1.61 | 1.00 | 1.08 |
| Operating CF | 30.16M | 23.02M | 31.00M | 26.50M | 29.64M | 33.86M | 18.11M | 21.45M | 13.86M | 11.82M | 7.62M | 8.62M |
| Total Assets | 2.01B | 1.92B | 1.84B | 1.86B | 1.79B | 1.57B | 1.25B | 1.02B | 952.02M | 891.39M | 815.82M | 745.57M |
| Total Debt | 23.08M | 21.57M | 36.87M | 2.07M | 7.36M | 12.63M | 0 | 0 | 0 | 30.00M | 45.00M | 45.00M |
| Cash & Equiv | 250.65M | 174.94M | 143.91M | 339.65M | 608.68M | 380.00M | 221.36M | 212.15M | 191.22M | 161.94M | 140.90M | 108.20M |
| Book Value | 262.61M | 245.41M | 233.07M | 218.57M | 206.90M | 187.63M | 171.07M | 124.66M | 111.00M | 96.83M | 89.19M | 82.78M |
| Return on Equity | 0.11 | 0.10 | 0.12 | 0.11 | 0.13 | 0.13 | 0.14 | 0.13 | 0.13 | 0.10 | 0.09 | 0.07 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28.76M | 29.95M | 29.63M | 27.32M | 26.56M | 26.98M | 26.82M | 25.76M | 24.71M | 24.26M | 23.50M | 21.72M |
| Net Income | 7.13M | 8.22M | 8.45M | 7.10M | 6.75M | 6.86M | 6.36M | 5.92M | 5.71M | 6.30M | 6.64M | 6.31M |
| EPS | 0.91 | 1.04 | 1.07 | 0.90 | 0.85 | 0.86 | 0.80 | 0.74 | 0.71 | 0.78 | 0.82 | 0.77 |
| Free Cash Flow | 3.92M | 5.58M | 9.48M | 10.35M | 12.16M | (3.56M) | 6.32M | 7.21M | 3.61M | 4.57M | 7.37M | 7.67M |
| FCF / Share | 0.50 | 0.71 | 1.20 | 1.31 | 1.53 | -0.45 | 0.79 | 0.90 | 0.45 | 0.56 | 0.91 | 0.94 |
| Operating CF | 4.39M | 6.08M | 10.08M | 10.78M | 12.35M | (3.06M) | 6.62M | 7.43M | 4.11M | 4.87M | 7.77M | 7.87M |
| Total Assets | 2.05B | 2.01B | 2.01B | 1.96B | 1.93B | 1.91B | 1.92B | 1.90B | 1.91B | 1.90B | 1.84B | 1.81B |
| Total Debt | 22.94M | 26.03M | 23.08M | 21.35M | 21.43M | 21.50M | 21.57M | 21.65M | 21.72M | 21.80M | 36.87M | 16.94M |
| Cash & Equiv | 24.16M | 23.18M | 250.65M | 202.09M | 199.92M | 171.54M | 174.94M | 169.37M | 191.55M | 170.47M | 143.91M | 146.88M |
| Book Value | 271.09M | 268.41M | 262.61M | 256.66M | 252.52M | 249.20M | 245.41M | 241.22M | 238.68M | 237.37M | 233.07M | 229.26M |
| Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 |
TSBK News
Timberland Rises 37% in a Year: Should You Buy the Stock?
Zacks Initiates Coverage of Timberland With Neutral Recommendation
Timberland Bancorp: Low Loan Loss Provisions Boost Earnings
Timberland Bancorp Reports Second Fiscal Quarter Net Income of $7.1 Million
Head-To-Head Contrast: Timberland Bancorp (NASDAQ:TSBK) versus First Bancorp of Indiana (OTCMKTS:FBPI)
Timberland Bancorp (NASDAQ:TSBK) Share Price Passes Above Two Hundred Day Moving Average – Here’s Why
Citizens Community Bancorp (NASDAQ:CZWI) vs. Timberland Bancorp (NASDAQ:TSBK) Head to Head Survey
Timberland Bancorp (NASDAQ:TSBK) Shares Pass Above 200-Day Moving Average – What’s Next?
Timberland Bancorp (NASDAQ:TSBK) Stock Price Passes Above 200-Day Moving Average – Here’s What Happened
Timberland Bancorp (NASDAQ:TSBK) Stock Crosses Above 200-Day Moving Average – Should You Sell?