TSBK
Company Description
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 110.49M | 101.55M | 87.23M | 67.33M | 68.62M | 69.80M | 66.75M | 51.55M | 48.02M | 43.15M | 38.39M | 36.08M |
| Net Income | 29.16M | 24.28M | 27.12M | 23.60M | 27.58M | 24.27M | 24.02M | 16.72M | 14.17M | 10.15M | 8.29M | 5.85M |
| EPS | 3.68 | 3.02 | 3.32 | 2.84 | 3.31 | 2.91 | 2.89 | 2.28 | 1.99 | 1.48 | 1.20 | 0.82 |
| Free Cash Flow | 28.42M | 21.71M | 29.89M | 25.59M | 28.74M | 31.87M | 15.96M | 19.26M | 10.33M | 11.04M | 6.92M | 7.39M |
| FCF / Share | 3.59 | 2.70 | 3.66 | 3.08 | 3.45 | 3.83 | 1.92 | 2.63 | 1.45 | 1.61 | 1.00 | 1.08 |
| Operating CF | 30.16M | 23.02M | 31.00M | 26.50M | 29.64M | 33.86M | 18.11M | 21.45M | 13.86M | 11.82M | 7.62M | 8.62M |
| Total Assets | 2.01B | 1.92B | 1.84B | 1.86B | 1.79B | 1.57B | 1.25B | 1.02B | 952.02M | 891.39M | 815.82M | 745.57M |
| Total Debt | 23.08M | 21.57M | 36.87M | 2.07M | 7.36M | 12.63M | 0 | 0 | 0 | 30.00M | 45.00M | 45.00M |
| Cash & Equiv | 250.65M | 174.94M | 143.91M | 339.65M | 608.68M | 380.00M | 221.36M | 212.15M | 191.22M | 161.94M | 140.90M | 108.20M |
| Book Value | 262.61M | 245.41M | 233.07M | 218.57M | 206.90M | 187.63M | 171.07M | 124.66M | 111.00M | 96.83M | 89.19M | 82.78M |
| Return on Equity | 0.11 | 0.10 | 0.12 | 0.11 | 0.13 | 0.13 | 0.14 | 0.13 | 0.13 | 0.10 | 0.09 | 0.07 |
| Metric | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 21.29M | 28.76M | 29.95M | 29.63M | 27.32M | 26.56M | 26.98M | 26.82M | 25.76M | 24.71M | 24.26M | 23.50M |
| Net Income | 7.72M | 7.13M | 8.22M | 8.45M | 7.10M | 6.75M | 6.86M | 6.36M | 5.92M | 5.71M | 6.30M | 6.64M |
| EPS | 0.99 | 0.91 | 1.04 | 1.07 | 0.90 | 0.85 | 0.86 | 0.80 | 0.74 | 0.71 | 0.78 | 0.82 |
| Free Cash Flow | 7.77M | 3.92M | 5.58M | 9.48M | 10.35M | 12.16M | (3.56M) | 6.32M | 7.21M | 3.61M | 4.57M | 7.37M |
| FCF / Share | 1.00 | 0.50 | 0.71 | 1.20 | 1.31 | 1.53 | -0.45 | 0.79 | 0.90 | 0.45 | 0.56 | 0.91 |
| Operating CF | 8.36M | 4.39M | 6.08M | 10.08M | 10.78M | 12.35M | (3.06M) | 6.62M | 7.43M | 4.11M | 4.87M | 7.77M |
| Total Assets | 2.06B | 2.05B | 2.01B | 2.01B | 1.96B | 1.93B | 1.91B | 1.92B | 1.90B | 1.91B | 1.90B | 1.84B |
| Total Debt | 14.32M | 22.94M | 26.03M | 23.08M | 21.35M | 21.43M | 21.50M | 21.57M | 21.65M | 21.72M | 21.80M | 36.87M |
| Cash & Equiv | 32.80M | 24.16M | 23.18M | 250.65M | 202.09M | 199.92M | 171.54M | 174.94M | 169.37M | 191.55M | 170.47M | 143.91M |
| Book Value | 273.21M | 271.09M | 268.41M | 262.61M | 256.66M | 252.52M | 249.20M | 245.41M | 241.22M | 238.68M | 237.37M | 233.07M |
| Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 |
