TRUP
Trupanion, Inc.
$21.98
+0.13
(+0.59%)
Mkt Cap
958.78M
Volume
365,688
52W Range
21.16-57.885
Sector
Financial Services
Beta
1.49
EPS (TTM)
0.59
P/E Ratio
37.25
Revenue (TTM)
1.48B
Rev Growth (5Y)
+23.5%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
$13.21
Overvalued · Strong
66.4% above fair value
AlphaQuality · Grade
C-
Banks, Insurers & Asset Managers
48.8 / 100 composite
Company Description
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Puerto Rico, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.44B | 1.29B | 1.11B | 905.18M | 698.99M | 502.03M | 383.94M | 303.96M | 242.67M | 188.23M | 146.96M | 115.91M |
| Net Income | 19.43M | (9.63M) | (44.69M) | (44.67M) | (35.53M) | (5.84M) | (1.81M) | (927,000) | (1.50M) | (6.90M) | (17.20M) | (21.18M) |
| EPS | 0.45 | -0.23 | -1.08 | -1.10 | -0.89 | -0.16 | -0.05 | -0.03 | -0.05 | -0.24 | -0.62 | -0.76 |
| Free Cash Flow | 75.36M | 38.57M | 358,000 | (25.09M) | (4.90M) | 14.09M | 10.78M | (47.22M) | 6.54M | 3.06M | N/A | N/A |
| FCF / Share | 1.75 | 0.91 | 0.01 | -0.62 | -0.12 | 0.39 | 0.31 | -1.48 | 0.22 | 0.11 | N/A | N/A |
| Operating CF | 89.49M | 48.29M | 18.64M | (8.00M) | 7.46M | 21.54M | 16.16M | 12.68M | 9.67M | 5.01M | N/A | N/A |
| Total Assets | 915.04M | 806.85M | 782.95M | 671.63M | 562.58M | 498.25M | 257.20M | 207.51M | 105.86M | 82.34M | N/A | N/A |
| Total Debt | 111.78M | 128.89M | 128.93M | 69.46M | 0 | 0 | 26.09M | 12.86M | 9.32M | 4.77M | N/A | N/A |
| Cash & Equiv | 138.02M | 160.29M | 147.50M | 65.61M | 87.40M | 139.88M | 29.17M | 26.55M | 25.71M | 23.64M | N/A | N/A |
| Book Value | 383.94M | 323.27M | 303.72M | 305.30M | 332.20M | 339.94M | 136.76M | 129.17M | 48.43M | 44.72M | N/A | N/A |
| Return on Equity | 0.05 | -0.03 | -0.15 | -0.15 | -0.11 | -0.02 | -0.01 | -0.01 | -0.03 | -0.15 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 384.05M | 376.85M | 366.92M | 353.56M | 341.98M | 337.31M | 327.46M | 314.80M | 306.12M | 295.86M | 285.85M | 270.57M |
| Net Income | 4.88M | 5.63M | 5.87M | 9.41M | (1.48M) | 1.66M | 1.43M | (5.86M) | (6.85M) | (2.16M) | (4.04M) | (13.71M) |
| EPS | 0.11 | 0.13 | 0.13 | 0.22 | -0.03 | 0.04 | 0.03 | -0.14 | -0.16 | -0.05 | -0.10 | -0.33 |
| Free Cash Flow | 13.75M | 25.34M | 23.93M | 12.05M | 14.04M | 21.84M | 13.38M | 3.98M | (631,000) | 13.54M | 7.01M | (8.14M) |
| FCF / Share | 0.32 | 0.60 | 0.56 | 0.28 | 0.33 | 0.52 | 0.32 | 0.09 | -0.02 | 0.32 | 0.17 | -0.20 |
| Operating CF | 14.59M | 29.26M | 29.24M | 15.03M | 15.96M | 23.70M | 15.29M | 6.86M | 2.43M | 17.51M | 11.40M | (3.40M) |
| Total Assets | 921.58M | 915.04M | 880.17M | 847.79M | 837.16M | 806.85M | 816.12M | 795.95M | 789.46M | 782.95M | 772.03M | 730.19M |
| Total Debt | 109.35M | 111.78M | 114.54M | 114.47M | 128.88M | 128.89M | 128.90M | 128.91M | 128.83M | 128.93M | 128.93M | 104.03M |
| Cash & Equiv | 153.46M | 138.02M | 154.77M | 122.74M | 166.31M | 160.29M | 137.48M | 124.34M | 146.46M | 147.50M | 150.34M | 118.42M |
| Book Value | 394.82M | 383.94M | 368.56M | 355.45M | 333.67M | 323.27M | 320.18M | 305.85M | 303.37M | 303.72M | 289.46M | 288.76M |
| Return on Equity | 0.01 | 0.01 | 0.02 | 0.03 | -0.00 | 0.01 | 0.00 | -0.02 | -0.02 | -0.01 | -0.01 | -0.05 |
TRUP News
5 Stocks to Watch From Prospering Accident & Health Insurance Industry
Trupanion, Inc. (TRUP) Q1 2026 Earnings Call Transcript
Trupanion (TRUP) Reports Q1 Earnings: What Key Metrics Have to Say
Trupanion (TRUP) Q1 Earnings and Revenues Beat Estimates
Trupanion Reports First Quarter 2026 Results
Unum (UNM) Beats Q1 Earnings and Revenue Estimates
Trupanion Publishes 2025 Annual Letter to Shareholders
Trupanion (TRUP) Earnings Expected to Grow: Should You Buy?
Trupanion Announces First Quarter 2026 Earnings Release and Conference Call
A Look at Trupanion Inc (TRUP) After 3.8% Gain -- GF Value $40.73 vs Price $26.26