TRUP
Trupanion, Inc.
$26.06
+0.24
(+0.93%)
Mkt Cap
1.14B
Volume
269,943
52W Range
21.16-46.98
Sector
Financial Services
Beta
1.44
EPS (TTM)
0.53 USD
P/E Ratio
49.17
Revenue (TTM)
1.52B USD
Rev Growth (5Y)
+23.5%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
What we estimate one share is worth
$2.20
Overvalued
strong signal
1082.4% above fair value
Modeled from cash flows & growth.
AlphaQuality · Ungradable
AlphaQuality could not find usable underwriting data (premiums earned and losses incurred) for this company — some insurance brokers and other fee-based businesses never report this and may stay ungradable permanently; a genuine insurer without it yet may become gradable once more data is available.
Company Description
Trupanion, Inc. provides monthly subscription-based medical insurance for canine and feline companions across the United States, Canada, Puerto Rico, and Australia. The company's operations are divided into two main categories: Subscription Business and Other Business, serving both pet owners and veterinary professionals. Founded in 2000, the Seattle, Washington-headquartered firm was previously known as Vetinsurance International, Inc., before adopting the Trupanion, Inc. name in 2013.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.44B | 1.29B | 1.11B | 905.18M | 698.99M | 502.03M | 383.94M | 303.96M | 242.67M | 188.23M | 146.96M | 115.91M |
| Net Income | 19.43M | (9.63M) | (44.69M) | (44.67M) | (35.53M) | (5.84M) | (1.81M) | (927,000) | (1.50M) | (6.90M) | (17.20M) | (21.18M) |
| EPS | 0.45 | -0.23 | -1.08 | -1.10 | -0.89 | -0.16 | -0.05 | -0.03 | -0.05 | -0.24 | -0.62 | -0.76 |
| Free Cash Flow | 75.36M | 38.57M | 358,000 | (25.09M) | (4.90M) | 14.09M | 10.78M | (47.22M) | 6.54M | 3.06M | (15.32M) | (16.43M) |
| FCF / Share | 1.75 | 0.91 | 0.01 | -0.62 | -0.12 | 0.39 | 0.31 | -1.48 | 0.22 | 0.11 | -0.55 | -0.59 |
| Operating CF | 89.49M | 48.29M | 18.64M | (8.00M) | 7.46M | 21.54M | 16.16M | 12.68M | 9.67M | 5.01M | (10.43M) | (10.80M) |
| Total Assets | 915.04M | 806.85M | 782.95M | 671.63M | 562.58M | 498.25M | 257.20M | 207.51M | 105.86M | 82.34M | 70.92M | 98.31M |
| Total Debt | 111.78M | 128.89M | 128.93M | 69.46M | 0 | 0 | 26.09M | 12.86M | 9.32M | 4.77M | 0 | 14.90M |
| Cash & Equiv | 138.02M | 160.29M | 147.50M | 65.61M | 87.40M | 139.88M | 29.17M | 26.55M | 25.71M | 23.64M | 17.96M | 53.10M |
| Book Value | 383.94M | 323.27M | 303.72M | 305.30M | 332.20M | 339.94M | 136.76M | 129.17M | 48.43M | 44.72M | 45.36M | 59.27M |
| Return on Equity | 0.05 | -0.03 | -0.15 | -0.15 | -0.11 | -0.02 | -0.01 | -0.01 | -0.03 | -0.15 | -0.38 | -0.36 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 392.93M | 384.05M | 376.85M | 366.92M | 353.56M | 341.98M | 337.31M | 327.46M | 314.80M | 306.12M | 295.86M | 285.85M |
| Net Income | 6.83M | 4.88M | 5.63M | 5.87M | 9.41M | (1.48M) | 1.66M | 1.43M | (5.86M) | (6.85M) | (2.16M) | (4.04M) |
| EPS | 0.16 | 0.11 | 0.13 | 0.13 | 0.22 | -0.03 | 0.04 | 0.03 | -0.14 | -0.16 | -0.05 | -0.10 |
| Free Cash Flow | 19.16M | 13.75M | 25.34M | 23.93M | 12.05M | 14.04M | 21.84M | 13.38M | 3.98M | (631,000) | 13.54M | 7.01M |
| FCF / Share | 0.44 | 0.32 | 0.60 | 0.56 | 0.28 | 0.33 | 0.52 | 0.32 | 0.09 | -0.02 | 0.32 | 0.17 |
| Operating CF | 20.98M | 14.59M | 29.26M | 29.24M | 15.03M | 15.96M | 23.70M | 15.29M | 6.86M | 2.43M | 17.51M | 11.40M |
| Total Assets | 930.81M | 921.58M | 915.04M | 880.17M | 847.79M | 837.16M | 806.85M | 816.12M | 795.95M | 789.46M | 782.95M | 772.03M |
| Total Debt | 106.91M | 109.35M | 111.78M | 114.54M | 114.47M | 128.88M | 128.89M | 128.90M | 128.91M | 128.83M | 128.93M | 128.93M |
| Cash & Equiv | 149.36M | 153.46M | 138.02M | 154.77M | 122.74M | 166.31M | 160.29M | 137.48M | 124.34M | 146.46M | 147.50M | 150.34M |
| Book Value | 409.67M | 394.82M | 383.94M | 368.56M | 355.45M | 333.67M | 323.27M | 320.18M | 305.85M | 303.37M | 303.72M | 289.46M |
| Return on Equity | 0.02 | 0.01 | 0.01 | 0.02 | 0.03 | -0.00 | 0.01 | 0.00 | -0.02 | -0.02 | -0.01 | -0.01 |
TRUP News
Is It Too Late to Buy Trupanion Inc (TRUP) After 4.8% Rally? GF Value Says Undervalued
TRUP Lags Industry, Trades at a Premium: What Should Investors Know?
Head-To-Head Review: Corebridge Financial (NYSE:CRBG) versus Trupanion (NASDAQ:TRUP)
Trupanion Inc (TRUP) Shares Fall 3.2% -- What GF Score of 76 Tells Investors
Trupanion Searches for this Year's “It Pets” With Return of Annual truFame Contest
Trupanion: Profitable At Last, But Still Too Expensive To Buy (Upgrade)
California State Teachers Retirement System Buys 16,930 Shares of Trupanion, Inc. $TRUP
Trupanion Partners with Home To Home® to Help More Pets Transition Directly from One Loving Home to Another
4 Accident & Health Insurers to Watch Amid Elevated Healthcare Costs
Dimensional Fund Advisors LP Boosts Stock Holdings in Trupanion, Inc. $TRUP