TRUP
Trupanion, Inc.
$25.84
-0.60
(-2.27%)
Mkt Cap
1.13B
Volume
304,803
52W Range
21.16-57
Sector
Financial Services
Beta
1.39
EPS (TTM)
0.59
P/E Ratio
43.80
Revenue (TTM)
1.48B
Rev Growth (5Y)
+23.5%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
What we estimate one share is worth
$12.63
Overvalued
strong signal
104.6% above fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
C-
Banks, Insurers & Asset Managers
48.8 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Trupanion, Inc. provides monthly subscription-based medical insurance for canine and feline companions across the United States, Canada, Puerto Rico, and Australia. The company's operations are divided into two main categories: Subscription Business and Other Business, serving both pet owners and veterinary professionals. Founded in 2000, the Seattle, Washington-headquartered firm was previously known as Vetinsurance International, Inc., before adopting the Trupanion, Inc. name in 2013.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.44B | 1.29B | 1.11B | 905.18M | 698.99M | 502.03M | 383.94M | 303.96M | 242.67M | 188.23M | 146.96M | 115.91M |
| Net Income | 19.43M | (9.63M) | (44.69M) | (44.67M) | (35.53M) | (5.84M) | (1.81M) | (927,000) | (1.50M) | (6.90M) | (17.20M) | (21.18M) |
| EPS | 0.45 | -0.23 | -1.08 | -1.10 | -0.89 | -0.16 | -0.05 | -0.03 | -0.05 | -0.24 | -0.62 | -0.76 |
| Free Cash Flow | 75.36M | 38.57M | 358,000 | (25.09M) | (4.90M) | 14.09M | 10.78M | (47.22M) | 6.54M | 3.06M | (15.32M) | (16.43M) |
| FCF / Share | 1.75 | 0.91 | 0.01 | -0.62 | -0.12 | 0.39 | 0.31 | -1.48 | 0.22 | 0.11 | -0.55 | -0.59 |
| Operating CF | 89.49M | 48.29M | 18.64M | (8.00M) | 7.46M | 21.54M | 16.16M | 12.68M | 9.67M | 5.01M | (10.43M) | (10.80M) |
| Total Assets | 915.04M | 806.85M | 782.95M | 671.63M | 562.58M | 498.25M | 257.20M | 207.51M | 105.86M | 82.34M | 70.92M | 98.31M |
| Total Debt | 111.78M | 128.89M | 128.93M | 69.46M | 0 | 0 | 26.09M | 12.86M | 9.32M | 4.77M | 0 | 14.90M |
| Cash & Equiv | 138.02M | 160.29M | 147.50M | 65.61M | 87.40M | 139.88M | 29.17M | 26.55M | 25.71M | 23.64M | 17.96M | 53.10M |
| Book Value | 383.94M | 323.27M | 303.72M | 305.30M | 332.20M | 339.94M | 136.76M | 129.17M | 48.43M | 44.72M | 45.36M | 59.27M |
| Return on Equity | 0.05 | -0.03 | -0.15 | -0.15 | -0.11 | -0.02 | -0.01 | -0.01 | -0.03 | -0.15 | -0.38 | -0.36 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 384.05M | 376.85M | 366.92M | 353.56M | 341.98M | 337.31M | 327.46M | 314.80M | 306.12M | 295.86M | 285.85M | 270.57M |
| Net Income | 4.88M | 5.63M | 5.87M | 9.41M | (1.48M) | 1.66M | 1.43M | (5.86M) | (6.85M) | (2.16M) | (4.04M) | (13.71M) |
| EPS | 0.11 | 0.13 | 0.13 | 0.22 | -0.03 | 0.04 | 0.03 | -0.14 | -0.16 | -0.05 | -0.10 | -0.33 |
| Free Cash Flow | 13.75M | 25.34M | 23.93M | 12.05M | 14.04M | 21.84M | 13.38M | 3.98M | (631,000) | 13.54M | 7.01M | (8.14M) |
| FCF / Share | 0.32 | 0.60 | 0.56 | 0.28 | 0.33 | 0.52 | 0.32 | 0.09 | -0.02 | 0.32 | 0.17 | -0.20 |
| Operating CF | 14.59M | 29.26M | 29.24M | 15.03M | 15.96M | 23.70M | 15.29M | 6.86M | 2.43M | 17.51M | 11.40M | (3.40M) |
| Total Assets | 921.58M | 915.04M | 880.17M | 847.79M | 837.16M | 806.85M | 816.12M | 795.95M | 789.46M | 782.95M | 772.03M | 730.19M |
| Total Debt | 109.35M | 111.78M | 114.54M | 114.47M | 128.88M | 128.89M | 128.90M | 128.91M | 128.83M | 128.93M | 128.93M | 104.03M |
| Cash & Equiv | 153.46M | 138.02M | 154.77M | 122.74M | 166.31M | 160.29M | 137.48M | 124.34M | 146.46M | 147.50M | 150.34M | 118.42M |
| Book Value | 394.82M | 383.94M | 368.56M | 355.45M | 333.67M | 323.27M | 320.18M | 305.85M | 303.37M | 303.72M | 289.46M | 288.76M |
| Return on Equity | 0.01 | 0.01 | 0.02 | 0.03 | -0.00 | 0.01 | 0.00 | -0.02 | -0.02 | -0.01 | -0.01 | -0.05 |
TRUP News
Trupanion (TRUP) Moves 5.8% Higher: Will This Strength Last?
Trupanion to Participate in Virtual Fireside Chat with Piper Sandler
Can Trupanion Turn Pet Insurance Loyalty Into Real Earnings?
Can Trupanion Turn Pet Insurance Loyalty Into Real Earnings?
Is the Options Market Predicting a Spike in Trupanion Stock?
Lacy Pushes Trupanion Past $4 Billion in Paid Claims, Helping More than 3.9 Million Pets Receive Care
5 Stocks to Watch From Prospering Accident & Health Insurance Industry
Trupanion, Inc. (TRUP) Q1 2026 Earnings Call Transcript
Trupanion (TRUP) Reports Q1 Earnings: What Key Metrics Have to Say
Trupanion (TRUP) Q1 Earnings and Revenues Beat Estimates