TRTX TPG RE Finance Trust, Inc.
$8.31
Real Estate Investment Trust 85%
P/FFO × Default REIT Multiple
Strong · Conviction

Undervalued

Trading 55.6% below fair value

You pay $8.31
Bear $15.41
Fair $18.70
Bull $22.00
Bear $15.41 +85.4% $0.94 FFO × 18x
Fair $18.70 +125.1% $0.94 FFO × 22x
Bull $22.00 +164.7% $0.94 FFO × 26x

Key Value Driver

FFO/share ($0.94) × default P/FFO multiple

Implied Market Multiple 8.8x

Summary

Our base-case estimate uses P/FFO × Default REIT Multiple. We then blend that result with the average analyst price target of $10.00 from 11 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $18.70 per share.

Warnings

Standard profit figures are misleading for real estate companies — large non-cash accounting charges make profits look artificially low. Dividend yield and funds from operations are better measures.
Dividend yield of 11.6% is unusually high — make sure the company generates enough cash to keep paying it.
Wall Street's average price target is $10.00 (from 11 analysts). Our estimate is 109% above the consensus -- consider that gap carefully.

Key Risks

  • P/E and EV/EBITDA are structurally wrong for REITs — use P/FFO and NAV
  • Interest rate sensitivity: REIT multiples compress when rates rise
  • FFO approximation (NI + D&A) may include gains on property sales — verify