Profitability
Weight: 25%
D-
30
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA -3.1%
- Operating Margin Trend +2.15 pp/yr
TREE
LendingTree, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
F
16
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE -9.2%
- 5yr Share-Count CAGR 0.7%
Growth Quality
Weight: 10%
D+
42
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR -10.5%
- 5yr EPS CAGR 20.9%
- Positive-EPS Years (5) 2/5
Cash Generation
Weight: 5%
A+
95
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.14x
Balance Sheet
Weight: 30%
B+
77
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 33.5%
- Interest Coverage (EBIT/Int) 1.75x
Stability
Weight: 10%
C-
44
- EPS Volatility (σ/μ) 0.71
- Piotroski F-Score 7
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.