THO Thor Industries, Inc.
$75.32
Cyclical & Capital-Intensive 80%
Normalized Earnings × Cycle Multiple
Strong · Conviction

Overvalued

Trading 51.1% above fair value

You pay $75.32
Bear $33.48
Fair $49.83
Bull $66.20
Bear $33.48 -55.5% $6.95 × 4x + net cash
Fair $49.83 -33.8% $6.95 × 6x + net cash
Bull $66.20 -12.1% $6.95 × 7x + net cash

Key Value Driver

Through-cycle normalized EPS ($6.95)

Implied Market Multiple 10.8x

Summary

Our base-case estimate uses Normalized Earnings × Cycle Multiple. We then blend that result with the average analyst price target of $92.00 from 41 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $49.83 per share.

Warnings

Price-to-book value of 2.3x is above the normal range for this type of business (0.7x-2.0x). The stock may already price in a strong cycle.
Wall Street's average price target is $92.00 (from 41 analysts). Our estimate is 65% below the consensus -- consider that gap carefully.

Key Risks

  • Standard 10-year DCF produces unreliable terminal values for cyclicals
  • 'Cheap' P/E at cycle peak is the most common value trap — normalize first
  • Captive finance subsidiaries have different risk profiles from manufacturing