THFF
Company Description
First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 326.44M | 307.51M | 271.10M | 230.02M | 194.28M | 202.96M | 187.57M | 164.43M | 150.13M | 156.31M | 147.85M | 154.14M |
| Net Income | 79.21M | 47.27M | 60.67M | 71.11M | 52.99M | 53.84M | 48.87M | 46.58M | 29.13M | 38.41M | 30.20M | 33.77M |
| EPS | 6.68 | 4.00 | 5.08 | 5.82 | 4.02 | 3.93 | 3.80 | 3.80 | 2.38 | 3.12 | 2.35 | 2.55 |
| Free Cash Flow | 86.42M | 54.26M | 79.55M | 77.36M | 51.23M | 73.52M | 48.80M | 55.44M | 47.16M | 38.14M | N/A | N/A |
| FCF / Share | 7.29 | 4.59 | 6.66 | 6.34 | 3.88 | 5.36 | 3.79 | 4.52 | 3.86 | 3.10 | N/A | N/A |
| Operating CF | 90.41M | 60.37M | 86.09M | 78.79M | 55.07M | 77.42M | 49.90M | 57.45M | 50.13M | 41.19M | N/A | N/A |
| Total Assets | 5.76B | 5.56B | 4.85B | 4.99B | 5.18B | 4.56B | 4.02B | 3.01B | 3.00B | 2.99B | N/A | N/A |
| Total Debt | 480.68M | 215.18M | 175.80M | 80.46M | 115.53M | 127.72M | 111.09M | 69.66M | 115.37M | 162.11M | N/A | N/A |
| Cash & Equiv | 130.37M | 93.53M | 76.76M | 222.52M | 688.03M | 657.47M | 127.43M | 74.39M | 74.11M | 75.01M | N/A | N/A |
| Book Value | 650.87M | 549.04M | 527.98M | 475.29M | 582.58M | 596.99M | 557.61M | 442.70M | 413.57M | 414.39M | N/A | N/A |
| Return on Equity | 0.12 | 0.09 | 0.11 | 0.15 | 0.09 | 0.09 | 0.09 | 0.11 | 0.07 | 0.09 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 77.95M | 70.55M | 87.79M | 84.56M | 83.54M | 85.09M | 82.92M | 70.68M | 68.83M | 69.99M | 70.35M | 66.68M |
| Net Income | 19.80M | 21.45M | 20.76M | 18.59M | 18.41M | 16.24M | 8.74M | 11.37M | 10.92M | 12.42M | 16.29M | 15.99M |
| EPS | 1.67 | 1.81 | 1.75 | 1.57 | 1.55 | 1.38 | 0.74 | 0.96 | 0.93 | 1.06 | 1.37 | 1.33 |
| Free Cash Flow | 21.93M | 28.58M | 28.55M | 11.59M | 20.49M | 14.81M | 19.53M | 8.44M | 11.47M | 18.64M | 26.78M | 13.63M |
| FCF / Share | 1.85 | 2.41 | 2.41 | 0.98 | 1.73 | 1.25 | 1.65 | 0.71 | 0.97 | 1.56 | 2.25 | 1.13 |
| Operating CF | 22.62M | 29.78M | 26.85M | 12.72M | 21.06M | 15.85M | 23.30M | 8.78M | 12.44M | 19.90M | 28.47M | 13.95M |
| Total Assets | 6.13B | 5.76B | 5.67B | 5.60B | 5.55B | 5.56B | 5.48B | 4.89B | 4.85B | 4.85B | 4.78B | 4.88B |
| Total Debt | 558.54M | 480.68M | 352.98M | 272.19M | 262.51M | 215.18M | 114.82M | 146.79M | 147.45M | 175.80M | 217.31M | 263.44M |
| Cash & Equiv | 96.89M | 130.37M | 87.44M | 97.27M | 86.21M | 93.53M | 77.31M | 75.07M | 69.23M | 76.76M | 74.67M | 82.09M |
| Book Value | 655.29M | 650.87M | 622.22M | 587.67M | 571.95M | 549.04M | 565.95M | 530.67M | 520.77M | 527.98M | 470.17M | 496.89M |
| Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 |