Profitability
Weight: 25%
D
38
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 62.0%
- Efficiency Ratio Trend +1.64 pp/yr
TFC
Truist Financial Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C
56
- 5yr Avg ROE 6.7%
- 5yr Share-Count CAGR -1.1%
Growth Quality
Weight: 15%
D
36
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 4.5%
- Efficiency Ratio Trend (growth quality check) +1.64 pp/yr
- Revenue-Growth Years (5) 2/5
Cash Generation
Weight: 15%
F
7
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.12
Balance Sheet
Weight: 20%
A-
86
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 11.9%
Stability
Weight: 10%
B-
68
- EPS Volatility (σ/μ) 0.20
- Negative-Revenue Years (5) 3/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 3 added; 1 trimmed; 1 full exit.
- Holders
- 4
- Avg Δ position
- +876.0%
- New buys
- 0
- Full exits
- 1