Profitability
Weight: 25%
A-
82
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 56.6%
- Efficiency Ratio Trend -3.78 pp/yr
TCBX
Third Coast Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
D-
32
- 5yr Avg ROE 7.9%
- 5yr Share-Count CAGR 20.9%
Growth Quality
Weight: 15%
A+
100
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 34.4%
- Efficiency Ratio Trend (growth quality check) -3.78 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
F
17
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.10
Balance Sheet
Weight: 20%
B+
80
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 9.9%
Stability
Weight: 10%
C+
59
- EPS Volatility (σ/μ) 0.58
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 full exit.
- Holders
- 2
- Avg Δ position
- +41.4%
- New buys
- 0
- Full exits
- 1