Profitability
Weight: 25%
B
71
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.7%
- Operating Margin Trend +2.19 pp/yr
TCBX
Third Coast Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D
35
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 6.9%
- 5yr Share-Count CAGR 19.1%
Growth Quality
Weight: 10%
A+
95
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 9.2%
- 5yr EPS CAGR 28.3%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
B
75
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.85x
Balance Sheet
Weight: 30%
C+
58
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 9.9%
- Interest Coverage (EBIT/Int) 0.54x
Stability
Weight: 10%
C
52
- EPS Volatility (σ/μ) 0.58
- Piotroski F-Score 5
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 new buys; 1 full exit.
- Holders
- 2 +1
- Avg Δ position
- —
- New buys
- 2
- Full exits
- 1