Profitability
Weight: 25%
D+
44
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.8%
- Operating Margin Trend -5.27 pp/yr
TCBI
Texas Capital Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C+
62
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 6.5%
- 5yr Share-Count CAGR -2.9%
Growth Quality
Weight: 10%
A-
85
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 8.2%
- 5yr EPS CAGR 10.3%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.46x
Balance Sheet
Weight: 30%
C+
62
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 11.5%
- Interest Coverage (EBIT/Int) 0.60x
Stability
Weight: 10%
C
53
- EPS Volatility (σ/μ) 0.48
- Piotroski F-Score 7
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 2 gurus held; 1 added; 2 full exits.
- Holders
- 1 -1
- Avg Δ position
- +15.2%
- New buys
- 0
- Full exits
- 2