Profitability
Weight: 25%
D+
40
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 61.2%
- Efficiency Ratio Trend +1.74 pp/yr
TCBI
Texas Capital Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C+
61
- 5yr Avg ROE 7.2%
- 5yr Share-Count CAGR -2.1%
Growth Quality
Weight: 15%
C
51
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 11.2%
- Efficiency Ratio Trend (growth quality check) +1.74 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
F
18
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.09
Balance Sheet
Weight: 20%
A-
84
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 11.5%
Stability
Weight: 10%
C
56
- EPS Volatility (σ/μ) 0.48
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added; 2 full exits.
- Holders
- 1
- Avg Δ position
- +40.3%
- New buys
- 0
- Full exits
- 2