Profitability
Weight: 25%
A-
81
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.9%
- Operating Margin Trend -0.23 pp/yr
TBBK
The Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A+
100
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 25.5%
- 5yr Share-Count CAGR -5.8%
Growth Quality
Weight: 10%
B-
66
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 0.0%
- 5yr EPS CAGR 27.2%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
87
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.97x
Balance Sheet
Weight: 30%
C-
48
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 7.4%
- Interest Coverage (EBIT/Int) 1.72x
Stability
Weight: 10%
D+
41
- EPS Volatility (σ/μ) 0.74
- Piotroski F-Score 5
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 2 new buys; 1 added; 1 trimmed.
- Holders
- 4 +2
- Avg Δ position
- +96.5%
- New buys
- 2
- Full exits
- 0