SYF

Synchrony Financial
$73.62
-0.66 (-0.89%)
Mkt Cap 24.76B
Volume 2,375,776
52W Range 63.08-88.77
Sector Financial Services
Beta 1.31
EPS (TTM) 9.76
P/E Ratio 7.54
Revenue (TTM) 19.91B
Rev Growth (5Y) +8.3%
EPS Growth (5Y) +32.6%
AlphaQuality · Grade
How strong & durable the business is
B-
Platform & Compounding FCF
68.7 / 100 composite
A platform business that compounds free cash flow — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 19.12B 20.76B 17.34B 13.20B 11.22B 12.83B 15.60B 15.15B 13.76B 12.22B 10.88B 10.15B
Net Income 3.55B 3.50B 2.24B 3.02B 4.22B 1.39B 3.75B 2.79B 1.94B 2.25B 2.21B 2.11B
EPS 9.35 8.64 5.21 6.19 7.40 2.28 5.59 3.76 2.43 2.71 2.66 2.78
Free Cash Flow 9.85B 9.85B 8.59B 6.69B 7.10B 7.49B 8.99B 9.34B 8.92B 6.82B 6.18B 5.34B
FCF / Share 27.53 24.84 20.40 13.93 12.57 12.71 13.41 12.59 11.21 8.23 7.42 7.05
Operating CF 9.85B 9.85B 8.59B 6.69B 7.10B 7.49B 8.99B 9.34B 8.92B 6.82B 6.18B 5.34B
Total Assets 119.09B 119.46B 117.48B 104.56B 95.75B 95.95B 104.83B 106.79B 95.81B 90.21B 83.99B 75.71B
Total Debt 15.18B 15.46B 15.98B 14.19B 14.51B 15.78B 19.87B 24.00B 20.80B 20.15B 24.28B 27.46B
Cash & Equiv 14.97B 14.71B 14.26B 10.29B 8.34B 11.52B 12.15B 9.40B 11.60B 9.32B 12.32B 11.83B
Book Value 16.77B 16.58B 13.90B 12.87B 13.65B 12.70B 15.09B 14.68B 14.23B 14.20B 12.60B 10.48B
Return on Equity 0.21 0.21 0.16 0.23 0.31 0.11 0.25 0.19 0.14 0.16 0.18 0.20
SYF News
Will Higher Purchase Volumes Fuel Synchrony's Q2 Earnings Beat?
Jul 16, 2026 07:41 AM · zacks.com
Countdown to Synchrony (SYF) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS
Jul 16, 2026 06:36 AM · zacks.com
Synchrony (SYF) Expected to Beat Earnings Estimates: Should You Buy?
Jul 14, 2026 07:01 AM · zacks.com
Inflation Just Hit a 3-Year High. These Credit Card Stocks Will Show the Strain First.
Jul 09, 2026 02:45 AM · fool.com
Synchrony Launches Free Skilled-Trades Degree Pathway for Employees
Jul 08, 2026 03:30 AM · prnewswire.com
Synchrony Announces Executive Leadership Changes to Advance Digital Growth, Customer Experience and AI Momentum
Jun 29, 2026 12:05 PM · prnewswire.com
Synchrony Financial: A Resilient Preferred For Rate Uncertainty
Jun 28, 2026 10:44 PM · seekingalpha.com
Synchrony Financial Fixed-Rate Preferred: Attractive Yield At A Discount, Uncertain Rate Outlook
Jun 25, 2026 09:05 PM · seekingalpha.com
Synchrony to Announce Second Quarter 2026 Financial Results on July 21, 2026
Jun 23, 2026 04:00 AM · prnewswire.com
Synchrony Moves Dental Financing Beyond the Credit Score
Jun 23, 2026 12:00 AM · pymnts.com