Profitability
Weight: 25%
A-
80
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 58.6%
- Loss Ratio Trend -5.46 pp/yr
SPNT
SiriusPoint Ltd.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
F
24
- 5yr Avg ROE 5.3%
- 5yr Share-Count CAGR 5.5%
Growth Quality
Weight: 10%
A
92
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 24.4%
- Loss Ratio Trend (growth quality check) -5.46 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
A+
94
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 2.8%
- Loss Ratio Stability (σ) 0.10
Balance Sheet
Weight: 25%
A-
85
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 1.05x
- Interest Coverage (EBIT/Int) 7.79x
Stability
Weight: 10%
C-
45
- EPS Volatility (σ/μ) 0.70
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 added; 1 full exit.
- Holders
- 2
- Avg Δ position
- +43.2%
- New buys
- 0
- Full exits
- 1
- Wood sold -100%
- Cooperman increased +78%
- Greenblatt increased +8%