Profitability
Weight: 25%
B
70
- 5yr Avg ROIC 10.3%
- Operating Margin Trend +1.30 pp/yr
SPNS
Sapiens International Corporation N.V.
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
Capital Efficiency
Weight: 15%
C+
58
- 5yr Avg ROE 12.5%
- 5yr Share-Count CAGR 2.1%
Growth Quality
Weight: 25%
A
90
- 5yr Revenue CAGR 10.7%
- 5yr EPS CAGR 19.9%
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 20%
A-
86
- 5yr FCF Margin 12.3%
- 5yr FCF/NI Conversion 1.13x
Balance Sheet
Weight: 10%
A+
100
- Net Debt / EBITDA -1.38x
- Interest Coverage (EBIT/Int) 228.41x
- Altman Z-Score 8.73
Stability
Weight: 5%
C+
60
- EPS Volatility (σ/μ) 0.64
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.