Profitability
Weight: 25%
B-
63
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2024) 62.6%
- Efficiency Ratio Trend -0.91 pp/yr
SNV
Synovus Financial Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B
74
- 5yr Avg ROE 11.7%
- 5yr Share-Count CAGR -1.5%
Growth Quality
Weight: 15%
B
73
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 7.3%
- Efficiency Ratio Trend (growth quality check) -0.91 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
C
57
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.05
Balance Sheet
Weight: 20%
B
70
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 8.7%
Stability
Weight: 10%
C-
50
- EPS Volatility (σ/μ) 0.42
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.