Profitability
Weight: 25%
C
51
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.0%
- Operating Margin Trend -3.31 pp/yr
SNV
Synovus Financial Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B+
76
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 12.3%
- 5yr Share-Count CAGR -0.5%
Growth Quality
Weight: 10%
A
88
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 18.5%
- 5yr EPS CAGR 7.1%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
99
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.34x
Balance Sheet
Weight: 30%
C-
51
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 8.7%
- Interest Coverage (EBIT/Int) 0.42x
Stability
Weight: 10%
C
54
- EPS Volatility (σ/μ) 0.42
- Piotroski F-Score 6
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.0 of 4 gurus held; 4 full exits.
- Holders
- 0 -4
- Avg Δ position
- —
- New buys
- 0
- Full exits
- 4