SLM
SLM Corporation
$24.61
+0.77
(+3.23%)
Mkt Cap
4.64B
Volume
2,468,984
52W Range
17.77-34.97
Sector
Financial Services
Beta
0.99
EPS (TTM)
3.65
P/E Ratio
6.74
Revenue (TTM)
3.08B
Rev Growth (5Y)
+5.8%
EPS Growth (5Y)
+9.2%
AlphaVal · Fair Value
What we estimate one share is worth
$51.92
Undervalued
strong signal
52.6% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B-
Banks, Insurers & Asset Managers
62.0 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.11B | 2.99B | 2.84B | 2.37B | 2.41B | 2.34B | 2.38B | 1.88B | 1.43B | 1.15B | 1.01B | 831.58M |
| Net Income | 744.85M | 608.33M | 581.39M | 469.01M | 1.16B | 880.69M | 578.28M | 487.48M | 288.93M | 250.33M | 274.28M | 194.22M |
| EPS | 3.52 | 2.73 | 2.44 | 1.78 | 3.67 | 2.27 | 1.35 | 1.08 | 0.63 | 0.54 | 0.60 | 0.43 |
| Free Cash Flow | 575.52M | (329.39M) | (144.64M) | 4.99M | (49.52M) | 2.15B | (15.64M) | (102.74M) | (166.91M) | (200.93M) | (91.20M) | (436.77M) |
| FCF / Share | 2.78 | -1.52 | -0.63 | 0.02 | -0.16 | 5.60 | -0.04 | -0.24 | -0.39 | -0.47 | -0.21 | -1.03 |
| Operating CF | 575.52M | (329.39M) | (144.64M) | 4.99M | (49.52M) | (182.67M) | (15.64M) | (102.74M) | (166.91M) | (200.93M) | (91.20M) | (436.77M) |
| Total Assets | 29.75B | 30.07B | 29.17B | 28.81B | 29.22B | 30.77B | 32.69B | 26.64B | 21.78B | 18.53B | 15.21B | 12.97B |
| Total Debt | 5.86B | 6.44B | 5.23B | 5.24B | 5.93B | 5.19B | 4.64B | 4.28B | 3.28B | 2.17B | 1.08B | 0 |
| Cash & Equiv | 4.24B | 4.70B | 4.15B | 4.62B | 4.33B | 4.46B | 5.56B | 2.56B | 1.53B | 1.92B | 2.42B | 2.36B |
| Book Value | 2.45B | 2.16B | 1.88B | 1.73B | 2.15B | 2.56B | 3.31B | 2.97B | 2.47B | 2.35B | 2.10B | 1.83B |
| Return on Equity | 0.30 | 0.28 | 0.31 | 0.27 | 0.54 | 0.34 | 0.17 | 0.16 | 0.12 | 0.11 | 0.13 | 0.11 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 833.89M | 733.87M | 830.29M | 683.53M | 862.13M | 689.15M | 677.16M | 783.28M | 837.72M | 725.66M | 676.49M | 777.96M |
| Net Income | 307.95M | 233.19M | 135.85M | 71.27M | 304.54M | 111.55M | (45.15M) | 251.99M | 289.93M | 168.44M | 29.36M | 265.06M |
| EPS | 1.56 | 1.13 | 0.64 | 0.32 | 1.43 | 0.51 | -0.23 | 1.13 | 1.29 | 0.73 | 0.11 | 1.11 |
| Free Cash Flow | (75.96M) | 913.07M | (52.77M) | (138.73M) | (146.05M) | 4.54M | (113.42M) | (145.01M) | (78.08M) | (27.14M) | (1.79B) | (67.03M) |
| FCF / Share | -0.39 | 4.41 | -0.25 | -0.66 | -0.69 | 0.02 | -0.53 | -0.66 | -0.35 | -0.12 | -7.94 | -0.29 |
| Operating CF | (75.96M) | 913.07M | (52.77M) | (138.73M) | (146.05M) | 4.54M | (113.42M) | (145.01M) | (78.08M) | (27.14M) | (59.35M) | (67.03M) |
| Total Assets | 29.41B | 29.75B | 29.61B | 29.60B | 28.90B | 30.07B | 30.01B | 28.77B | 28.28B | 29.17B | 29.27B | 27.71B |
| Total Debt | 6.17B | 5.86B | 6.84B | 6.41B | 6.15B | 6.44B | 6.04B | 5.40B | 4.98B | 5.23B | 5.52B | 5.21B |
| Cash & Equiv | 5.16B | 4.24B | 3.54B | 4.09B | 3.70B | 4.70B | 4.49B | 5.26B | 3.58B | 4.15B | 3.55B | 3.88B |
| Book Value | 2.44B | 2.45B | 2.34B | 2.37B | 2.40B | 2.16B | 2.13B | 2.28B | 2.11B | 1.88B | 1.80B | 1.81B |
| Return on Equity | 0.13 | 0.10 | 0.06 | 0.03 | 0.13 | 0.05 | -0.02 | 0.11 | 0.14 | 0.09 | 0.02 | 0.15 |
SLM News
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SLM Corp (SLM) Shares Fall 7.6% -- What GF Score of 81 Tells Investors
SLM Corporation (SLM) Presents at Morgan Stanley US Financials Conference 2026 Transcript
The Sallie Mae Fund Expands Scholarship Program for Students Pursuing Graduate Degrees
The Sallie Mae Fund Expands Scholarship Program for Students Pursuing Graduate Degrees
Sallie Mae Co-President and CFO to Speak at 2026 Morgan Stanley US Financials Conference
Sallie Mae Co-President and CFO to Speak at 2026 Morgan Stanley US Financials Conference
Sallie Mae Announces Final Results and Expiration of Tender Offer for Its 3.125% Senior Notes Due 2026
Sallie Mae Announces Pricing Terms of Tender Offer for Its 3.125% Senior Notes Due 2026