SLM
SLM Corporation
$21.76
-0.71
(-3.16%)
Mkt Cap
4.10B
Volume
2,515,887
52W Range
17.77-34.97
Sector
Financial Services
Beta
1.02
EPS (TTM)
3.65
P/E Ratio
5.96
Revenue (TTM)
3.08B
Rev Growth (5Y)
+5.8%
EPS Growth (5Y)
+9.2%
AlphaVal · Fair Value
$51.59
Undervalued · Strong
57.8% below fair value
AlphaQuality · Grade
B-
Banks, Insurers & Asset Managers
62.0 / 100 composite
Company Description
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.11B | 2.99B | 2.84B | 2.37B | 2.41B | 2.34B | 2.38B | 1.88B | 1.43B | 1.15B | 1.01B | 831.58M |
| Net Income | 744.85M | 608.33M | 581.39M | 469.01M | 1.16B | 880.69M | 578.28M | 487.48M | 288.93M | 250.33M | 274.28M | 194.22M |
| EPS | 3.52 | 2.73 | 2.44 | 1.78 | 3.67 | 2.27 | 1.35 | 1.08 | 0.63 | 0.54 | 0.60 | 0.43 |
| Free Cash Flow | 575.52M | (329.39M) | (144.64M) | 4.99M | (49.52M) | 2.15B | (15.64M) | (102.74M) | (166.91M) | (200.93M) | N/A | N/A |
| FCF / Share | 2.78 | -1.52 | -0.63 | 0.02 | -0.16 | 5.60 | -0.04 | -0.24 | -0.39 | -0.47 | N/A | N/A |
| Operating CF | 575.52M | (329.39M) | (144.64M) | 4.99M | (49.52M) | (182.67M) | (15.64M) | (102.74M) | (166.91M) | (200.93M) | N/A | N/A |
| Total Assets | 29.75B | 30.07B | 29.17B | 28.81B | 29.22B | 30.77B | 32.69B | 26.64B | 21.78B | 18.53B | N/A | N/A |
| Total Debt | 5.86B | 6.44B | 5.23B | 5.24B | 5.93B | 5.19B | 4.64B | 4.28B | 3.28B | 2.17B | N/A | N/A |
| Cash & Equiv | 4.24B | 4.70B | 4.15B | 4.62B | 4.33B | 4.46B | 5.56B | 2.56B | 1.53B | 1.92B | N/A | N/A |
| Book Value | 2.45B | 2.16B | 1.88B | 1.73B | 2.15B | 2.56B | 3.31B | 2.97B | 2.47B | 2.35B | N/A | N/A |
| Return on Equity | 0.30 | 0.28 | 0.31 | 0.27 | 0.54 | 0.34 | 0.17 | 0.16 | 0.12 | 0.11 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 833.89M | 733.87M | 830.29M | 683.53M | 862.13M | 689.15M | 677.16M | 783.28M | 837.72M | 725.66M | 676.49M | 777.96M |
| Net Income | 307.95M | 233.19M | 135.85M | 71.27M | 304.54M | 111.55M | (45.15M) | 251.99M | 289.93M | 168.44M | 29.36M | 265.06M |
| EPS | 1.56 | 1.13 | 0.64 | 0.32 | 1.43 | 0.51 | -0.23 | 1.13 | 1.29 | 0.73 | 0.11 | 1.11 |
| Free Cash Flow | (75.96M) | 913.07M | (52.77M) | (138.73M) | (146.05M) | 4.54M | (113.42M) | (145.01M) | (78.08M) | (27.14M) | (1.79B) | (67.03M) |
| FCF / Share | -0.39 | 4.41 | -0.25 | -0.66 | -0.69 | 0.02 | -0.53 | -0.66 | -0.35 | -0.12 | -7.94 | -0.29 |
| Operating CF | (75.96M) | 913.07M | (52.77M) | (138.73M) | (146.05M) | 4.54M | (113.42M) | (145.01M) | (78.08M) | (27.14M) | (59.35M) | (67.03M) |
| Total Assets | 29.41B | 29.75B | 29.61B | 29.60B | 28.90B | 30.07B | 30.01B | 28.77B | 28.28B | 29.17B | 29.27B | 27.71B |
| Total Debt | 6.17B | 5.86B | 6.84B | 6.41B | 6.15B | 6.44B | 6.04B | 5.40B | 4.98B | 5.23B | 5.52B | 5.21B |
| Cash & Equiv | 5.16B | 4.24B | 3.54B | 4.09B | 3.70B | 4.70B | 4.49B | 5.26B | 3.58B | 4.15B | 3.55B | 3.88B |
| Book Value | 2.44B | 2.45B | 2.34B | 2.37B | 2.40B | 2.16B | 2.13B | 2.28B | 2.11B | 1.88B | 1.80B | 1.81B |
| Return on Equity | 0.13 | 0.10 | 0.06 | 0.03 | 0.13 | 0.05 | -0.02 | 0.11 | 0.14 | 0.09 | 0.02 | 0.15 |
SLM News
Sallie Mae Expands Access to Responsible Financing For Students Pursuing Graduate and Law Degrees
SLM Corporation Prices Public Offering of Senior Notes
Sallie Mae Announces Tender Offer for Its 3.125% Senior Notes Due 2026
Wall Street Analysts See a 25.36% Upside in Sallie Mae (SLM): Can the Stock Really Move This High?
The Sallie Mae Fund Commemorates Military Appreciation Month With $50,000 Contribution to Folds of Honor
Scholly and Path Founder Files Whistleblower Lawsuit Against Sallie Mae, Alleging the Company Is Using a Shell Company to Sell Millions of Students' Data
Enova Bets on Grasshopper Deal to Cut Funding Costs & Accelerate Growth
Founder of Shark Tank-backed startup Scholly sues his acquirer Sallie Mae
SLM : Cheap Valuation Meets Rising Credit Risk
Sallie Mae Announces Senior Leadership Appointments