SLM
SLM Corporation
$27.32
-0.05
(-0.18%)
Mkt Cap
5.14B
Volume
2,431,989
52W Range
17.77-33.17
Sector
Financial Services
Beta
0.97
EPS (TTM)
3.62 USD
P/E Ratio
7.55
Revenue (TTM)
3.07B USD
Rev Growth (5Y)
+5.8%
EPS Growth (5Y)
+9.2%
AlphaVal · Fair Value
What we estimate one share is worth
$51.41
Undervalued
strong signal
46.9% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B-
Banks, Insurers & Asset Managers
62.0 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.11B | 2.99B | 2.84B | 2.37B | 2.41B | 2.34B | 2.38B | 1.88B | 1.43B | 1.15B | 1.01B | 831.58M |
| Net Income | 744.85M | 608.33M | 581.39M | 469.01M | 1.16B | 880.69M | 578.28M | 487.48M | 288.93M | 250.33M | 274.28M | 194.22M |
| EPS | 3.52 | 2.73 | 2.44 | 1.78 | 3.67 | 2.27 | 1.35 | 1.08 | 0.63 | 0.54 | 0.60 | 0.43 |
| Free Cash Flow | 575.52M | (329.39M) | (144.64M) | 4.99M | (49.52M) | 2.15B | (15.64M) | (102.74M) | (166.91M) | (200.93M) | (91.20M) | (436.77M) |
| FCF / Share | 2.78 | -1.52 | -0.63 | 0.02 | -0.16 | 5.60 | -0.04 | -0.24 | -0.39 | -0.47 | -0.21 | -1.03 |
| Operating CF | 575.52M | (329.39M) | (144.64M) | 4.99M | (49.52M) | (182.67M) | (15.64M) | (102.74M) | (166.91M) | (200.93M) | (91.20M) | (436.77M) |
| Total Assets | 29.75B | 30.07B | 29.17B | 28.81B | 29.22B | 30.77B | 32.69B | 26.64B | 21.78B | 18.53B | 15.21B | 12.97B |
| Total Debt | 5.86B | 6.44B | 5.23B | 5.24B | 5.93B | 5.19B | 4.64B | 4.28B | 3.28B | 2.17B | 1.08B | 0 |
| Cash & Equiv | 4.24B | 4.70B | 4.15B | 4.62B | 4.33B | 4.46B | 5.56B | 2.56B | 1.53B | 1.92B | 2.42B | 2.36B |
| Book Value | 2.45B | 2.16B | 1.88B | 1.73B | 2.15B | 2.56B | 3.31B | 2.97B | 2.47B | 2.35B | 2.10B | 1.83B |
| Return on Equity | 0.30 | 0.28 | 0.31 | 0.27 | 0.54 | 0.34 | 0.17 | 0.16 | 0.12 | 0.11 | 0.13 | 0.11 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 670.34M | 833.89M | 733.87M | 830.29M | 683.53M | 862.13M | 689.15M | 677.16M | 783.28M | 837.72M | 725.66M | 676.49M |
| Net Income | 58.52M | 307.95M | 233.19M | 135.85M | 71.27M | 304.54M | 111.55M | (45.15M) | 251.99M | 289.93M | 168.44M | 29.36M |
| EPS | 0.29 | 1.56 | 1.13 | 0.64 | 0.32 | 1.43 | 0.51 | -0.23 | 1.13 | 1.29 | 0.73 | 0.11 |
| Free Cash Flow | (134.83M) | (75.96M) | 913.07M | (52.77M) | (138.73M) | (146.05M) | 4.54M | (113.42M) | (145.01M) | (78.08M) | (27.14M) | (1.79B) |
| FCF / Share | -0.71 | -0.39 | 4.41 | -0.25 | -0.66 | -0.69 | 0.02 | -0.53 | -0.66 | -0.35 | -0.12 | -7.94 |
| Operating CF | (134.83M) | (75.96M) | 913.07M | (52.77M) | (138.73M) | (146.05M) | 4.54M | (113.42M) | (145.01M) | (78.08M) | (27.14M) | (59.35M) |
| Total Assets | 28.58B | 29.41B | 29.75B | 29.61B | 29.60B | 28.90B | 30.07B | 30.01B | 28.77B | 28.28B | 29.17B | 29.27B |
| Total Debt | 5.84B | 6.17B | 5.86B | 6.84B | 6.41B | 6.15B | 6.44B | 6.04B | 5.40B | 4.98B | 5.23B | 5.52B |
| Cash & Equiv | 4.59B | 5.16B | 4.24B | 3.54B | 4.09B | 3.70B | 4.70B | 4.49B | 5.26B | 3.58B | 4.15B | 3.55B |
| Book Value | 2.47B | 2.44B | 2.45B | 2.34B | 2.37B | 2.40B | 2.16B | 2.13B | 2.28B | 2.11B | 1.88B | 1.80B |
| Return on Equity | 0.02 | 0.13 | 0.10 | 0.06 | 0.03 | 0.13 | 0.05 | -0.02 | 0.11 | 0.14 | 0.09 | 0.02 |
SLM News
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SLM Corporation (SLM) Q2 2026 Earnings Call Transcript
Sallie Mae (SLM) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
Sallie Mae (SLM) Misses Q2 Earnings and Revenue Estimates
SLM Q2 Earnings Call Highlights
Sallie Mae Reports Second Quarter 2026 Financial Results
Sallie Mae Declares Dividends on Preferred Stock Series B and Common Stock
Sallie Mae (SLM) Q2 Earnings Preview: What You Should Know Beyond the Headline Estimates
Sallie Mae (SLM) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Sallie Mae to Release Second-Quarter Financial Results