Profitability
Weight: 25%
C-
46
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 66.2%
SIGI
Selective Insurance Group, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B-
63
- 5yr Avg ROE 10.9%
- 5yr Share-Count CAGR 0.3%
Growth Quality
Weight: 10%
A
90
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Revenue CAGR (fallback) 12.8%
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
F
17
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development -1.6%
Balance Sheet
Weight: 25%
A+
94
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 1.32x
- Interest Coverage (EBIT/Int) 12.95x
Stability
Weight: 10%
B-
65
- EPS Volatility (σ/μ) 0.39
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 1 added; 3 trimmed.
- Holders
- 4 +1
- Avg Δ position
- -26.8%
- New buys
- 0
- Full exits
- 0
- Cooperman decreased -65%
- Greenblatt decreased -11%
- Dalio decreased -4%