Profitability
Weight: 25%
B+
76
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 2.4%
- Operating Margin Trend -1.04 pp/yr
SIGI
Selective Insurance Group, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C+
61
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 9.3%
- 5yr Share-Count CAGR 0.2%
Growth Quality
Weight: 10%
A-
80
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 15.7%
- 5yr EPS CAGR 3.6%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 3.10x
Balance Sheet
Weight: 30%
A+
97
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 25.5%
- Interest Coverage (EBIT/Int) 12.95x
Stability
Weight: 10%
B-
68
- EPS Volatility (σ/μ) 0.39
- Piotroski F-Score 7
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 2 added; 1 trimmed; 1 full exit.
- Holders
- 3
- Avg Δ position
- +9.9%
- New buys
- 0
- Full exits
- 1
- Wood sold -100%
- Greenblatt increased +27%
- Dalio increased +9%