Profitability
Weight: 25%
C+
57
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 61.3%
- Efficiency Ratio Trend -0.07 pp/yr
SHBI
Shore Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
D-
28
- 5yr Avg ROE 6.7%
- 5yr Share-Count CAGR 22.0%
Growth Quality
Weight: 15%
A-
85
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 37.2%
- Efficiency Ratio Trend (growth quality check) -0.07 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
C
56
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.05
Balance Sheet
Weight: 20%
B+
76
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 9.4%
Stability
Weight: 10%
B
70
- EPS Volatility (σ/μ) 0.41
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added; 1 full exit.
- Holders
- 1
- Avg Δ position
- +13.5%
- New buys
- 0
- Full exits
- 1