SCGLF Société Générale S.A.
Banks, Insurers & Asset Managers
C- 48.5 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
C 55

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 0.3%
  • Operating Margin Trend +2.80 pp/yr

Capital Efficiency

Weight: 20%
B- 66

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 7.7%
  • 5yr Share-Count CAGR -2.8%

Growth Quality

Weight: 10%
B 72

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 7.5%
  • 5yr EPS CAGR 3.3%
  • Positive-EPS Years (5) 5/5

Cash Generation

Weight: 5%
A 90

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 6.87x

Balance Sheet

Weight: 30%
F 15

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 3.9%
  • Interest Coverage (EBIT/Int) 0.26x

Stability

Weight: 10%
C 56
  • EPS Volatility (σ/μ) 0.41
  • Piotroski F-Score 5
  • Negative-Revenue Years (5) 1/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Not Followed

Not held by any curated guru.