Profitability
Weight: 25%
C
54
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.1%
- Operating Margin Trend -7.63 pp/yr
SBSI
Southside Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A-
86
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 14.3%
- 5yr Share-Count CAGR -1.9%
Growth Quality
Weight: 10%
B-
65
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 20.0%
- 5yr EPS CAGR -9.9%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
99
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.39x
Balance Sheet
Weight: 30%
C+
58
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 10.0%
- Interest Coverage (EBIT/Int) 0.45x
Stability
Weight: 10%
B-
67
- EPS Volatility (σ/μ) 0.25
- Piotroski F-Score 7
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 new buys.
- Holders
- 2 +1
- Avg Δ position
- —
- New buys
- 2
- Full exits
- 0