Profitability
Weight: 25%
C
54
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 63.9%
- Efficiency Ratio Trend -0.33 pp/yr
SBSI
Southside Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B
74
- 5yr Avg ROE 11.4%
- 5yr Share-Count CAGR -1.9%
Growth Quality
Weight: 15%
B-
69
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 8.3%
- Efficiency Ratio Trend (growth quality check) -0.33 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
C+
60
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.04
Balance Sheet
Weight: 20%
B+
80
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.0%
Stability
Weight: 10%
B-
67
- EPS Volatility (σ/μ) 0.25
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 new buys.
- Holders
- 2 +1
- Avg Δ position
- —
- New buys
- 2
- Full exits
- 0