Profitability
Weight: 25%
B-
68
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 59.5%
- Efficiency Ratio Trend -0.70 pp/yr
SBCF
Seacoast Banking Corporation of Florida
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
F
27
- 5yr Avg ROE 6.3%
- 5yr Share-Count CAGR 11.3%
Growth Quality
Weight: 15%
A
92
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 20.1%
- Efficiency Ratio Trend (growth quality check) -0.70 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
D
38
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.07
Balance Sheet
Weight: 20%
A+
94
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 14.7%
Stability
Weight: 10%
B-
62
- EPS Volatility (σ/μ) 0.33
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 4
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Cooperman new