SAN

Banco Santander, S.A.
$12.47
+0.10 (+0.81%)
Mkt Cap 187.69B
Volume 8,778,738
52W Range 9.94-15.05
Sector Financial Services
Beta 0.94
EPS (TTM) 1.17 USD
P/E Ratio 10.63
Revenue (TTM) 100.43B USD
Rev Growth (5Y) +14.7%
EPS Growth (5Y) +9.5%
AlphaVal · Fair Value
What we estimate one share is worth
$14.94
Fair Value moderate signal
16.9% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
C+
Banks, Insurers & Asset Managers
61.6 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 119.89B 129.91B 121.87B 87.03B 61.50B 60.50B 72.56B 69.67B 71.34B 69.76B 71.68B 69.27B
Net Income 14.10B 12.57B 11.08B 9.61B 8.12B (8.77B) 6.51B 7.81B 6.62B 6.20B 5.97B 5.82B
EPS 0.88 0.77 0.65 0.54 0.44 -0.54 0.35 0.43 0.39 0.39 0.38 0.46
Free Cash Flow (22.49B) (32.65B) (8.63B) 16.87B 45.29B 57.63B (10.75B) (8.78B) 31.20B 13.48B (3.56B) (15.08B)
FCF / Share -1.45 -2.11 -0.53 1.00 2.62 3.33 -0.63 -0.52 1.94 0.88 -0.24 -1.20
Operating CF (14.84B) (24.16B) 5.01B 27.71B 56.69B 66.15B 3.39B 3.42B 40.19B 21.82B 5.68B (7.17B)
Total Assets 1.87T 1.84T 1.80T 1.73T 1.60T 1.51T 1.52T 1.46T 1.44T 1.34T 1.34T 1.27T
Total Debt 496.64B 483.38B 310.98B 425.75B 334.39B 322.17B 375.65B 246.62B 217.97B 228.87B 226.16B 213.69B
Cash & Equiv 179.30B 217.89B 246.90B 259.02B 234.81B 173.02B 128.46B 113.66B 111.00B 76.45B 77.75B 69.85B
Book Value 103.17B 98.60B 95.42B 89.10B 86.93B 81.48B 100.07B 96.47B 94.49B 90.94B 88.04B 80.81B
Return on Equity 0.14 0.13 0.12 0.11 0.09 -0.11 0.07 0.08 0.07 0.07 0.07 0.07
SAN News
Banco Santander, S.A. $SAN Position Increased by Tompkins Financial Corp
Oct 05, 2026 09:31 AM · defenseworld.net
A Look at Banco Santander SA (SAN) After 0.2% Decline -- GF Value $6.64 vs Price $14.19
Sep 29, 2026 04:19 PM · gurufocus.com
Santander wins UK appeal over $912 million AXA US PPI ruling
Sep 15, 2026 04:09 AM · reuters.com
Santander Holdings USA, Inc. Announces Redemption of All Outstanding Depositary Shares Representing Interests in Its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I
Sep 15, 2026 04:00 AM · businesswire.com
Banco Santander: A High-ROTE Behemoth Hidden In Plain Sight
Sep 13, 2026 11:59 PM · seekingalpha.com
European Banks or U.S. Lenders: Which Financial ETF Is the Better Buy Right Now, EUFN or KBE?
Sep 09, 2026 02:31 PM · fool.com
Head-To-Head Review: Finward Bancorp (NASDAQ:FNWD) versus Banco Santander (NYSE:SAN)
Sep 07, 2026 11:59 PM · defenseworld.net
Banco Santander, S.A. (NYSE:SAN) Given Average Recommendation of “Moderate Buy” by Brokerages
Aug 30, 2026 10:15 PM · defenseworld.net
SAN Completes Webster Buyout: A Bold Push for Scale & Diversification
Aug 21, 2026 08:41 AM · zacks.com
Santander Expands U.S. Presence with Completion of Webster Acquisition
Aug 20, 2026 12:00 AM · gurufocus.com