Profitability
Weight: 25%
B
70
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 6.2%
- Operating Margin Trend -2.14 pp/yr
RLI
RLI Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A
88
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 22.2%
- 5yr Share-Count CAGR 0.2%
Growth Quality
Weight: 10%
C+
57
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 0.0%
- 5yr EPS CAGR 9.3%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
100
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.29x
Balance Sheet
Weight: 30%
A+
100
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 28.9%
- Interest Coverage (EBIT/Int) 97.48x
Stability
Weight: 10%
C
52
- EPS Volatility (σ/μ) 0.63
- Piotroski F-Score 7
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 3 gurus held; 1 added; 1 trimmed; 2 full exits.
- Holders
- 2 -1
- Avg Δ position
- -24.4%
- New buys
- 0
- Full exits
- 2