Profitability
Weight: 25%
A+
100
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 0.7%
- Loss Ratio Trend -10.08 pp/yr
RLI
RLI Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
86
- 5yr Avg ROE 27.8%
- 5yr Share-Count CAGR 0.3%
Growth Quality
Weight: 10%
A-
84
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 8.1%
- Loss Ratio Trend (growth quality check) -10.08 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
A-
86
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 6.1%
- Loss Ratio Stability (σ) 0.24
Balance Sheet
Weight: 25%
A
93
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.91x
- Interest Coverage (EBIT/Int) 97.48x
Stability
Weight: 10%
C-
49
- EPS Volatility (σ/μ) 0.63
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 2 gurus held; 1 trimmed; 3 full exits.
- Holders
- 1 -1
- Avg Δ position
- -32.3%
- New buys
- 0
- Full exits
- 3