Profitability
Weight: 25%
A+
100
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 3.6%
- Loss Ratio Trend -776591.51 pp/yr
RGA
Reinsurance Group of America, Incorporated
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C
54
- 5yr Avg ROE 8.3%
- 5yr Share-Count CAGR 0.3%
Growth Quality
Weight: 10%
A-
84
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 8.1%
- Loss Ratio Trend (growth quality check) -776591.51 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
D-
28
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development -0.3%
- Loss Ratio Stability (σ) 32941.72
Balance Sheet
Weight: 25%
A-
84
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 1.28x
- Interest Coverage (EBIT/Int) 5.21x
Stability
Weight: 10%
C+
57
- EPS Volatility (σ/μ) 0.49
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 3 added; 1 trimmed.
- Holders
- 4
- Avg Δ position
- -5.4%
- New buys
- 0
- Full exits
- 0
- Cooperman decreased -59%
- Dalio increased +26%
- Greenblatt increased +9%