Profitability
Weight: 25%
C+
60
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.4%
- Operating Margin Trend -5.36 pp/yr
RF
Regions Financial Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A
91
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 16.5%
- 5yr Share-Count CAGR -2.2%
Growth Quality
Weight: 10%
B
70
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 18.8%
- 5yr EPS CAGR -2.1%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
94
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.11x
Balance Sheet
Weight: 30%
B-
65
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 11.9%
- Interest Coverage (EBIT/Int) 1.32x
Stability
Weight: 10%
B-
67
- EPS Volatility (σ/μ) 0.39
- Piotroski F-Score 8
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 1 new buy; 2 added; 1 trimmed.
- Holders
- 4 +1
- Avg Δ position
- +14.0%
- New buys
- 1
- Full exits
- 0