Profitability
Weight: 25%
D-
32
- 5yr Avg ROIC -3.6%
- Operating Margin Trend +4.27 pp/yr
RELY
Remitly Global, Inc.
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
⚠ 4 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
F
0
- 5yr Avg ROE -5.5%
- 5yr Share-Count CAGR 37.6%
Growth Quality
Weight: 25%
B
72
- 5yr Revenue CAGR 37.4%
- 5yr EPS CAGR 0.0%
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 20%
C-
45
- 5yr FCF Margin 0.6%
- 5yr FCF/NI Conversion 4.35x
Balance Sheet
Weight: 10%
A+
96
- Net Debt / EBITDA -5.84x
- Interest Coverage (EBIT/Int) 10.41x
- Altman Z-Score 7.51
Stability
Weight: 5%
A-
87
- EPS Volatility (σ/μ) 0.00
- Piotroski F-Score 5
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 1 new buy; 1 added; 1 trimmed; 2 full exits.
- Holders
- 3
- Avg Δ position
- -11.1%
- New buys
- 1
- Full exits
- 2
- Greenblatt sold -100%
- Laffont new
- Wood sold -100%