Profitability
Weight: 25%
B
74
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 7.7%
- Operating Margin Trend -1.30 pp/yr
RDN
Radian Group Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A-
86
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 13.2%
- 5yr Share-Count CAGR -7.7%
Growth Quality
Weight: 10%
A
88
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 21.3%
- 5yr EPS CAGR 7.0%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
D-
27
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.36x
Balance Sheet
Weight: 30%
A+
97
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 58.9%
- Interest Coverage (EBIT/Int) 12.64x
Stability
Weight: 10%
C-
45
- EPS Volatility (σ/μ) 0.47
- Piotroski F-Score 6
- Negative-Revenue Years (5) 3/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 4 gurus held; 1 added; 2 trimmed; 1 full exit.
- Holders
- 3 -1
- Avg Δ position
- +23.1%
- New buys
- 0
- Full exits
- 1