Profitability
Weight: 25%
A+
100
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 7.1%
- Loss Ratio Trend -3.84 pp/yr
RDN
Radian Group Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
86
- 5yr Avg ROE 14.4%
- 5yr Share-Count CAGR -6.8%
Growth Quality
Weight: 10%
C-
45
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR -3.3%
- Loss Ratio Trend (growth quality check) -3.84 pp/yr
- Revenue-Growth Years (5) 2/5
Cash Generation
Weight: 15%
A-
86
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 15.4%
- Loss Ratio Stability (σ) 0.23
Balance Sheet
Weight: 25%
B+
76
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.20x
- Interest Coverage (EBIT/Int) 12.64x
Stability
Weight: 10%
C-
45
- EPS Volatility (σ/μ) 0.47
- Negative-Revenue Years (5) 3/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 1 added; 2 trimmed; 1 full exit.
- Holders
- 3
- Avg Δ position
- -34.2%
- New buys
- 0
- Full exits
- 1