PYPL
PayPal Holdings, Inc.
$42.48
+0.78
(+1.87%)
Mkt Cap
37.47B
Volume
13,099,302
52W Range
38.46-79.5
Sector
Financial Services
Beta
1.34
EPS (TTM)
5.37
P/E Ratio
7.91
Revenue (TTM)
33.73B
Rev Growth (5Y)
+9.1%
EPS Growth (5Y)
+8.8%
AlphaVal · Fair Value
What we estimate one share is worth
$72.57
Undervalued
strong signal
41.5% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
A
Banks, Insurers & Asset Managers
92.5 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 33.17B | 31.80B | 29.77B | 27.52B | 25.37B | 21.45B | 17.77B | 15.45B | 13.09B | 10.84B | 9.25B | 8.03B |
| Net Income | 5.23B | 4.15B | 4.25B | 2.42B | 4.17B | 4.20B | 2.46B | 2.06B | 1.79B | 1.40B | 1.23B | 419.00M |
| EPS | 5.46 | 4.03 | 3.85 | 2.10 | 3.55 | 3.58 | 2.09 | 1.74 | 1.49 | 1.16 | 1.00 | 0.34 |
| Free Cash Flow | 5.56B | 6.77B | 4.22B | 5.11B | 4.89B | 4.99B | 3.37B | 4.66B | 1.86B | 2.49B | 1.82B | 1.73B |
| FCF / Share | 5.80 | 6.58 | 3.83 | 4.43 | 4.16 | 4.25 | 2.87 | 3.93 | 1.55 | 2.06 | 1.49 | 1.42 |
| Operating CF | 6.42B | 7.45B | 4.84B | 5.81B | 5.80B | 5.85B | 4.07B | 5.48B | 2.53B | 3.16B | 2.55B | 2.22B |
| Total Assets | 80.17B | 81.61B | 82.17B | 78.62B | 75.80B | 70.38B | 51.33B | 43.33B | 40.77B | 33.10B | 28.88B | 21.92B |
| Total Debt | 9.99B | 9.88B | 9.68B | 10.42B | 9.05B | 8.94B | 4.96B | 2.00B | 1.00B | 0 | 0 | 1.48B |
| Cash & Equiv | 8.05B | 6.56B | 9.08B | 7.78B | 5.20B | 4.79B | 7.35B | 7.58B | 2.88B | 1.59B | 1.39B | 2.20B |
| Book Value | 20.26B | 20.42B | 21.05B | 20.27B | 21.73B | 20.02B | 16.89B | 15.39B | 15.99B | 14.71B | 13.76B | 8.25B |
| Return on Equity | 0.26 | 0.20 | 0.20 | 0.12 | 0.19 | 0.21 | 0.15 | 0.13 | 0.11 | 0.10 | 0.09 | 0.05 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8.35B | 8.68B | 8.42B | 8.29B | 7.79B | 8.37B | 7.85B | 7.88B | 7.70B | 8.03B | 7.42B | 7.29B |
| Net Income | 1.11B | 1.44B | 1.25B | 1.26B | 1.29B | 1.12B | 1.01B | 1.13B | 888.00M | 1.40B | 1.02B | 1.03B |
| EPS | 1.22 | 1.54 | 1.31 | 1.30 | 1.31 | 1.12 | 1.00 | 1.08 | 0.83 | 1.30 | 0.93 | 0.93 |
| Free Cash Flow | 911.00M | 2.19B | 1.72B | 692.00M | 964.00M | 2.19B | 1.45B | 1.37B | 1.76B | 2.47B | 1.10B | (350.00M) |
| FCF / Share | 1.00 | 2.35 | 1.77 | 0.71 | 0.98 | 2.20 | 1.42 | 1.31 | 1.66 | 2.29 | 1.01 | -0.32 |
| Operating CF | 1.13B | 2.38B | 1.97B | 898.00M | 1.16B | 2.39B | 1.61B | 1.52B | 1.92B | 2.61B | 1.26B | (200.00M) |
| Total Assets | 80.55B | 80.17B | 79.80B | 79.78B | 81.27B | 81.61B | 83.51B | 84.02B | 83.35B | 82.17B | 76.44B | 74.58B |
| Total Debt | 9.41B | 9.99B | 11.28B | 11.30B | 11.42B | 9.88B | 9.98B | 9.73B | 9.68B | 9.68B | 10.64B | 10.55B |
| Cash & Equiv | 6.98B | 8.05B | 8.99B | 6.69B | 7.45B | 6.56B | 7.27B | 7.70B | 9.69B | 9.08B | 6.82B | 5.50B |
| Book Value | 20.02B | 20.26B | 20.20B | 20.20B | 20.25B | 20.42B | 20.17B | 20.62B | 20.70B | 21.05B | 19.74B | 19.66B |
| Return on Equity | 0.06 | 0.07 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | 0.04 | 0.07 | 0.05 | 0.05 |
PYPL News
PayPal No Longer Deserves A Premium Valuation. Here's Why.
Mastercard vs. PayPal: Which Financial Stock Is a Better Buy in 2026?
Paypal (PYPL) Suffers a Larger Drop Than the General Market: Key Insights
64% of UK Consumers Want to Use Agentic AI for Shopping, According to New Research from Commerce and PayPal
SoFi vs. PayPal: Two Beaten-Down Fintech Stocks. Which Is the Better Comeback Story?
PayPal's Checkout Recovery: Can Branded TPV Reaccelerate?
Buy, Hold, or Sell: PayPal Shed 46% as Wall Street Deserts Fintech. Is PYPL an Absolute Buy at $42?
Michael Burry Just Backed Up the Truck on These 3 Undervalued Tech Stocks
PayPal Weighs Shutdown of Venture Capital Arm in Corporate Overhaul
PayPal Shutters Venture Arm, Explores Portfolio Sales Amid Corporate Overhaul