Profitability
Weight: 25%
D+
40
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.4%
- Operating Margin Trend -0.68 pp/yr
PRU
Prudential Financial, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A+
98
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 35.5%
- 5yr Share-Count CAGR -2.7%
Growth Quality
Weight: 10%
C+
61
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 14.7%
- 5yr EPS CAGR -14.9%
- Positive-EPS Years (5) 4/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.15x
Balance Sheet
Weight: 30%
F
26
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 4.2%
- Interest Coverage (EBIT/Int) 2.27x
Stability
Weight: 10%
C+
57
- EPS Volatility (σ/μ) 0.38
- Piotroski F-Score 8
- Negative-Revenue Years (5) 3/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 1 added; 2 trimmed.
- Holders
- 4
- Avg Δ position
- -6.5%
- New buys
- 0
- Full exits
- 0
- Dalio decreased -62%
- Wood increased +47%
- Greenblatt decreased -12%