Profitability
Weight: 25%
C
52
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.8%
- Operating Margin Trend -0.80 pp/yr
PRA
ProAssurance Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C-
45
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 3.4%
- 5yr Share-Count CAGR -1.1%
Growth Quality
Weight: 10%
D+
40
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 4.2%
- 5yr EPS CAGR -22.0%
- Positive-EPS Years (5) 3/5
Cash Generation
Weight: 5%
F
0
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI -0.06x
Balance Sheet
Weight: 30%
A
88
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 24.8%
- Interest Coverage (EBIT/Int) 4.46x
Stability
Weight: 10%
D+
40
- EPS Volatility (σ/μ) 0.63
- Piotroski F-Score 5
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.