Profitability
Weight: 25%
D-
29
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 68.4%
- Efficiency Ratio Trend +1.02 pp/yr
PNFP
Pinnacle Financial Partners, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C
55
- 5yr Avg ROE 9.2%
- 5yr Share-Count CAGR 0.5%
Growth Quality
Weight: 15%
B
72
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 19.5%
- Efficiency Ratio Trend (growth quality check) +1.02 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
F
23
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.08
Balance Sheet
Weight: 20%
A-
87
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 12.2%
Stability
Weight: 10%
B-
69
- EPS Volatility (σ/μ) 0.38
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 1 added; 2 trimmed.
- Holders
- 3 +1
- Avg Δ position
- -50.1%
- New buys
- 0
- Full exits
- 0