Profitability
Weight: 25%
C
51
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.0%
- Operating Margin Trend -7.85 pp/yr
PNFP
Pinnacle Financial Partners, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B-
64
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 10.7%
- 5yr Share-Count CAGR 0.6%
Growth Quality
Weight: 10%
A-
83
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 12.8%
- 5yr EPS CAGR 4.6%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
93
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.09x
Balance Sheet
Weight: 30%
B-
63
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.2%
- Interest Coverage (EBIT/Int) 0.63x
Stability
Weight: 10%
B-
66
- EPS Volatility (σ/μ) 0.38
- Piotroski F-Score 6
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 3 gurus held; 2 added; 1 full exit.
- Holders
- 2 -1
- Avg Δ position
- +65.5%
- New buys
- 0
- Full exits
- 1