PHM PulteGroup, Inc.
$123.17
Cyclical & Capital-Intensive 80%
Normalized Earnings × Cycle Multiple
Moderate · Conviction

Undervalued

Trading 32.3% below fair value

You pay $123.17
Bear $141.14
Fair $182.01
Bull $222.88
Bear $141.14 +14.6% $11.12 × 14x + net cash
Fair $182.01 +47.8% $11.12 × 18x + net cash
Bull $222.88 +81.0% $11.12 × 22x + net cash

Key Value Driver

Through-cycle normalized EPS ($11.12)

Implied Market Multiple 11.1x

Summary

Our base-case estimate uses Normalized Earnings × Cycle Multiple. We then blend that result with the average analyst price target of $144.50 from 44 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $182.01 per share.

Warnings

Wall Street's average price target is $144.50 (from 44 analysts). Our estimate is 37% above the consensus -- consider that gap carefully.

Key Risks

  • Standard 10-year DCF produces unreliable terminal values for cyclicals
  • 'Cheap' P/E at cycle peak is the most common value trap — normalize first
  • Captive finance subsidiaries have different risk profiles from manufacturing