PHM PulteGroup, Inc.
$132.31
Cyclical & Capital-Intensive 80%
Normalized Earnings × Cycle Multiple
Moderate · Conviction

Undervalued

Trading 27.3% below fair value

You pay $132.31
Bear $141.05
Fair $181.88
Bull $222.72
Bear $141.05 +6.6% $11.12 × 14x + net cash
Fair $181.88 +37.5% $11.12 × 18x + net cash
Bull $222.72 +68.3% $11.12 × 22x + net cash

Key Value Driver

Through-cycle normalized EPS ($11.12)

Implied Market Multiple 11.9x

Summary

Our base-case estimate uses Normalized Earnings × Cycle Multiple. We then blend that result with the average analyst price target of $144.00 from 44 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $181.88 per share.

Warnings

Wall Street's average price target is $144.00 (from 44 analysts). Our estimate is 38% above the consensus -- consider that gap carefully.

Key Risks

  • Standard 10-year DCF produces unreliable terminal values for cyclicals
  • 'Cheap' P/E at cycle peak is the most common value trap — normalize first
  • Captive finance subsidiaries have different risk profiles from manufacturing