Profitability
Weight: 25%
C-
47
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 66.1%
PGR
The Progressive Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
85
- 5yr Avg ROE 22.5%
- 5yr Share-Count CAGR 0.0%
Growth Quality
Weight: 10%
A+
94
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 15.8%
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
A
89
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 1.7%
Balance Sheet
Weight: 25%
A-
87
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 2.69x
- Interest Coverage (EBIT/Int) 52.16x
Stability
Weight: 10%
C
51
- EPS Volatility (σ/μ) 0.84
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 5 gurus held; 3 added; 3 full exits.
- Holders
- 4 -1
- Avg Δ position
- +482.3%
- New buys
- 0
- Full exits
- 3