PGNY Progyny, Inc.
$27.35
Platform & Compounding FCF 85%
Two-stage FCF DCF
Mild · Conviction

Fair Value

Trading 12.9% below fair value

You pay $27.35
Bear $23.57
Fair $31.41
Bull $39.32
Bear $23.57 -13.8% 7% stage 1 growth, 11% discount
Fair $31.41 +14.8% 11% stage 1 growth, 11% discount
Bull $39.32 +43.8% 14% stage 1 growth, 11% discount

Adjust Assumptions

11.1%
11.0%
3.0%

Key Value Driver

FCF growth rate (11% base case)

Terminal Value % of EV 40%
Implied Market Multiple 20.0x
Market is pricing in (growth) 9.0% vs 11.1% base

Analyst Consensus (External Reference)

Never blended into the bear/base/bull estimates above.

Average Target (20 analysts) $35.50
Divergence from AlphaVal 12%

Summary

Using a two-stage FCF DCF with 11% growth decelerating over 15 years, discounted at 11%, the base-case intrinsic value is $31.41 per share.

Warnings

Stock-based employee pay equals 225% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions