Profitability
Weight: 25%
D+
41
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.7%
- Operating Margin Trend -7.03 pp/yr
PGC
Peapack-Gladstone Financial Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B-
66
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 8.1%
- 5yr Share-Count CAGR -2.1%
Growth Quality
Weight: 10%
B-
66
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 12.1%
- 5yr EPS CAGR -7.9%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
97
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.54x
Balance Sheet
Weight: 30%
C-
51
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 8.7%
- Interest Coverage (EBIT/Int) 0.32x
Stability
Weight: 10%
B+
78
- EPS Volatility (σ/μ) 0.35
- Piotroski F-Score 9
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 trimmed.
- Holders
- 2
- Avg Δ position
- -45.8%
- New buys
- 0
- Full exits
- 0