Profitability
Weight: 25%
B
74
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 52.7%
- Efficiency Ratio Trend -0.04 pp/yr
PFS
Provident Financial Services, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
D
35
- 5yr Avg ROE 8.6%
- 5yr Share-Count CAGR 13.4%
Growth Quality
Weight: 15%
A-
85
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 26.0%
- Efficiency Ratio Trend (growth quality check) -0.04 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
B-
65
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.04
Balance Sheet
Weight: 20%
A-
84
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 11.3%
Stability
Weight: 10%
B+
77
- EPS Volatility (σ/μ) 0.25
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added.
- Holders
- 1
- Avg Δ position
- +2129.2%
- New buys
- 0
- Full exits
- 0
- Cooperman increased +2129%