Profitability
Weight: 25%
A+
96
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 29.9%
- Efficiency Ratio Trend -1.25 pp/yr
PFBC
Preferred Bank
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A
90
- 5yr Avg ROE 18.5%
- 5yr Share-Count CAGR -2.9%
Growth Quality
Weight: 15%
A-
86
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 17.8%
- Efficiency Ratio Trend (growth quality check) -1.25 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
C
57
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.05
Balance Sheet
Weight: 20%
A-
81
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.4%
Stability
Weight: 10%
C-
48
- EPS Volatility (σ/μ) 0.51
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 added.
- Holders
- 2
- Avg Δ position
- +49.9%
- New buys
- 0
- Full exits
- 0