Profitability
Weight: 25%
B
73
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 61.1%
- Efficiency Ratio Trend -1.99 pp/yr
PDLB
Ponce Financial Group, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
F
17
- 5yr Avg ROE 3.1%
- 5yr Share-Count CAGR 6.9%
Growth Quality
Weight: 15%
A+
100
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 26.1%
- Efficiency Ratio Trend (growth quality check) -1.99 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
F
0
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.21
Balance Sheet
Weight: 20%
A+
97
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 16.8%
Stability
Weight: 10%
C-
48
- EPS Volatility (σ/μ) 1.02
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held.
- Holders
- 1
- Avg Δ position
- 0.0%
- New buys
- 0
- Full exits
- 0