PCTY Paylocity Holding Corporation
$120.78
Platform & Compounding FCF 85%
Two-stage FCF DCF
Moderate · Conviction

Fair Value

Trading 19.7% below fair value

You pay $120.78
Bear $94.71
Fair $150.45
Bull $213.88
Bear $94.71 -21.6% 10% stage 1 growth, 11% discount
Fair $150.45 +24.6% 16% stage 1 growth, 11% discount
Bull $213.88 +77.1% 21% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (16% base case)

Terminal Value % of EV 43%
Implied Market Multiple 26.7x
Market is pricing in (growth) 12.8% vs 15.9% base

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $149.67 from 41 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $150.45 per share.

Warnings

Stock-based employee pay equals 63% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions