Profitability
Weight: 25%
C+
59
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.3%
- Operating Margin Trend -5.50 pp/yr
PB
Prosperity Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B
70
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 12.2%
- 5yr Share-Count CAGR 0.5%
Growth Quality
Weight: 10%
B
72
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 11.5%
- 5yr EPS CAGR 0.5%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
96
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.17x
Balance Sheet
Weight: 30%
B+
76
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 19.8%
- Interest Coverage (EBIT/Int) 1.42x
Stability
Weight: 10%
B
73
- EPS Volatility (σ/μ) 0.15
- Piotroski F-Score 7
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 2 new buys; 1 added; 1 trimmed.
- Holders
- 4 +2
- Avg Δ position
- -6.5%
- New buys
- 2
- Full exits
- 0