PAYX Paychex, Inc.
$114.39
Stable Earnings Power 65%
P/Adj-EPS × Normalized Multiple
Moderate · Conviction

Overvalued

Trading 25.0% above fair value

You pay $114.39
Bear $73.22
Fair $91.52
Bull $109.83
Bear $73.22 -36.0% $5.25 × 13x P/E
Fair $91.52 -20.0% $5.25 × 16x P/E
Bull $109.83 -4.0% $5.25 × 20x P/E

Key Value Driver

Normalized P/E multiple (16x base case)

Implied Market Multiple 21.8x

Summary

Our base-case estimate uses a valuation based on adjusted earnings per share and a normalized price-to-earnings multiple. We then blend that result with the average analyst price target of $103.60 from 30 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $91.52 per share.

Warnings

The company pays out 91% of its profits as dividends. That leaves little cushion — the dividend could be cut if business slows down.

Key Risks

  • Growth DCF inappropriate — terminal value assumptions dominate
  • EV/EBITDA misleading for regulated businesses where capex is mandated
  • Regulatory risk is a fat tail not visible in normal multiples