PAYS PaySign, Inc.
Platform & Compounding FCF
B- 67.5 / 100 composite

AlphaQuality composite grade, weighted for platform & compounding fcf businesses.

Profitability

Weight: 25%
D+ 41
  • 5yr Avg ROIC 1.1%
  • Operating Margin Trend +3.71 pp/yr

Capital Efficiency

Weight: 15%
D- 32
  • 5yr Avg ROE 6.7%
  • 5yr Share-Count CAGR 4.0%

Growth Quality

Weight: 25%
A+ 100
  • 5yr Revenue CAGR 29.2%
  • 5yr EPS CAGR 88.5%
  • Revenue-Growth Years (5) 5/5

Cash Generation

Weight: 20%
A- 84
  • 5yr FCF Margin 45.5%
  • 5yr FCF/NI Conversion 8.54x

Balance Sheet

Weight: 10%
A- 80
  • Net Debt / EBITDA -0.45x
  • Interest Coverage (EBIT/Int) 30.00x
  • Altman Z-Score 1.45

Stability

Weight: 5%
C 53
  • EPS Volatility (σ/μ) 0.65
  • Piotroski F-Score 6
  • Negative-Revenue Years (5) 0/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Dumping

0 of 2 gurus held; 2 full exits.

Holders
0 -2
Avg Δ position
New buys
0
Full exits
2
As of Q1 2026