Profitability
Weight: 25%
C+
58
- 5yr Avg ROIC 6.1%
- Operating Margin Trend +5.52 pp/yr
PAYO
Payoneer Global Inc.
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
⚠ 2 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
D+
43
- 5yr Avg ROE 6.9%
- 5yr Share-Count CAGR 1.3%
Growth Quality
Weight: 25%
B-
65
- 5yr Revenue CAGR 22.1%
- 5yr EPS CAGR -11.0%
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 20%
B+
79
- 5yr FCF Margin 10.7%
- 5yr FCF/NI Conversion 1.66x
Balance Sheet
Weight: 10%
B+
76
- Net Debt / EBITDA -1.89x
- Interest Coverage (EBIT/Int) 30.00x
- Altman Z-Score 0.32
Stability
Weight: 5%
B
70
- EPS Volatility (σ/μ) 0.24
- Piotroski F-Score 5
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 4 gurus held; 2 trimmed; 2 full exits.
- Holders
- 2 -2
- Avg Δ position
- -38.7%
- New buys
- 0
- Full exits
- 2
- Dalio sold -100%
- Wood sold -100%
- Greenblatt decreased -52%