PAYC Paycom Software, Inc.
$137.69
Platform & Compounding FCF 85%
Two-stage FCF DCF
Moderate · Conviction

Undervalued

Trading 32.7% below fair value

You pay $137.69
Bear $134.42
Fair $204.68
Bull $281.69
Bear $134.42 -2.4% 9% stage 1 growth, 11% discount
Fair $204.68 +48.7% 14% stage 1 growth, 11% discount
Bull $281.69 +104.6% 19% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (14% base case)

Terminal Value % of EV 42%
Implied Market Multiple 17.9x

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $151.75 from 36 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $204.68 per share.

Warnings

Wall Street's average price target is $151.75 (from 36 analysts). Our estimate is 50% above the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions