PAYC Paycom Software, Inc.
$139.08
Platform & Compounding FCF 85%
Two-stage FCF DCF
Moderate · Conviction

Fair Value

Trading 18.5% below fair value

You pay $139.08
Bear $112.30
Fair $170.56
Bull $234.42
Bear $112.30 -19.3% 9% stage 1 growth, 11% discount
Fair $170.56 +22.6% 14% stage 1 growth, 11% discount
Bull $234.42 +68.6% 19% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (14% base case)

Terminal Value % of EV 42%
Implied Market Multiple 23.1x
Market is pricing in (growth) 10.9% vs 14.3% base

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $151.75 from 36 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $170.56 per share.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions