Profitability
Weight: 25%
B-
64
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.6%
- Operating Margin Trend -7.90 pp/yr
OZK
Bank OZK
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A-
81
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 11.9%
- 5yr Share-Count CAGR -3.6%
Growth Quality
Weight: 10%
A
90
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 18.0%
- 5yr EPS CAGR 8.4%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
96
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.18x
Balance Sheet
Weight: 30%
B
70
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 15.0%
- Interest Coverage (EBIT/Int) 0.87x
Stability
Weight: 10%
B
72
- EPS Volatility (σ/μ) 0.38
- Piotroski F-Score 8
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.5 of 5 gurus held; 1 new buy; 3 added.
- Holders
- 5 +1
- Avg Δ position
- +25.8%
- New buys
- 1
- Full exits
- 0