OSBC

Old Second Bancorp, Inc.
$25.22
+0.50 (+2.02%)
Mkt Cap 1.30B
Volume 511,331
52W Range 16.43-25.23
Sector Financial Services
Beta 0.70
EPS (TTM) 1.78
P/E Ratio 14.17
Revenue (TTM) 429.93M
Rev Growth (5Y) +23.3%
EPS Growth (5Y) +11.8%
AlphaVal · Fair Value
What we estimate one share is worth
$24.71
Overvalued weak signal
2.1% above fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B
Banks, Insurers & Asset Managers
70.9 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 396.97M 336.17M 321.03M 255.24M 141.89M 139.51M 149.44M 136.99M 116.54M 100.50M 97.06M 95.75M
Net Income 80.31M 85.26M 91.73M 67.41M 20.04M 27.82M 39.45M 34.01M 15.14M 15.68M 15.38M 10.14M
EPS 1.64 1.90 2.05 1.51 0.66 0.94 1.32 1.14 0.51 0.53 0.46 0.46
Free Cash Flow 117.76M 120.75M 104.03M 93.01M 29.01M 22.07M 48.26M 53.01M 36.05M 25.27M 19.86M (7.40M)
FCF / Share 2.24 2.69 2.33 2.09 0.96 0.74 1.61 1.78 1.22 0.86 0.67 -0.29
Operating CF 122.26M 131.53M 116.40M 97.34M 31.05M 25.99M 52.64M 54.91M 37.10M 27.25M 21.14M (6.31M)
Total Assets 6.90B 5.65B 5.72B 5.89B 6.21B 3.04B 2.64B 2.68B 2.38B 2.25B 2.08B 2.06B
Total Debt 338.92M 141.90M 516.62M 260.81M 198.88M 160.52M 205.87M 313.36M 246.62M 197.30M 152.11M 169.91M
Cash & Equiv 124.03M 99.33M 100.14M 115.18M 752.11M 329.90M 50.63M 55.23M 55.83M 47.33M 40.34M 44.20M
Book Value 896.77M 671.03M 577.28M 461.14M 502.03M 307.09M 277.86M 229.08M 200.35M 175.21M 155.93M 194.16M
Return on Equity 0.09 0.13 0.16 0.15 0.04 0.09 0.14 0.15 0.08 0.09 0.10 0.05
OSBC News
Are You Looking for a Top Momentum Pick? Why Old Second Bancorp (OSBC) is a Great Choice
Jul 27, 2026 09:01 AM · zacks.com
Old Second Bancorp (NASDAQ:OSBC) Hits New 12-Month High – Should You Buy?
Jul 25, 2026 10:01 PM · defenseworld.net
Old Second Bancorp, Inc. (OSBC) Q2 2026 Earnings Call Transcript
Jul 23, 2026 03:30 PM · seekingalpha.com
Old Second Bancorp Q2 Earnings Call Highlights
Jul 23, 2026 09:07 AM · marketbeat.com
Old Second Bancorp (OSBC) Q2 Earnings and Revenues Top Estimates
Jul 22, 2026 04:36 PM · zacks.com
Compared to Estimates, Old Second Bancorp (OSBC) Q2 Earnings: A Look at Key Metrics
Jul 22, 2026 04:01 PM · zacks.com
Old Second Bancorp, Inc. Reports Second Quarter 2026 Net Income of $28.2 Million, or $0.54 per Diluted Share
Jul 22, 2026 01:00 PM · accessnewswire.com
Old Second Bancorp (OSBC) Reports Next Week: Wall Street Expects Earnings Growth
Jul 15, 2026 07:01 AM · zacks.com
Old Second Bancorp, Inc. (OSBC) Q1 2026 Earnings Call Transcript
Apr 24, 2026 01:11 AM · seekingalpha.com
Old Second Bancorp, Inc. (NASDAQ:OSBC) Given Consensus Recommendation of “Moderate Buy” by Brokerages
Apr 23, 2026 10:12 PM · defenseworld.net