Profitability
Weight: 25%
B
74
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 3.1%
- Operating Margin Trend -1.27 pp/yr
ORI
Old Republic International Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A+
96
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 17.5%
- 5yr Share-Count CAGR -4.8%
Growth Quality
Weight: 10%
B-
67
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 32.4%
- 5yr EPS CAGR -7.3%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
99
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.34x
Balance Sheet
Weight: 30%
A+
99
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 19.8%
- Interest Coverage (EBIT/Int) 17.64x
Stability
Weight: 10%
C-
51
- EPS Volatility (σ/μ) 0.46
- Piotroski F-Score 6
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 1 new buy; 2 trimmed.
- Holders
- 3 +1
- Avg Δ position
- -43.4%
- New buys
- 1
- Full exits
- 0
- Laffont new
- Dalio decreased -69%
- Greenblatt decreased -18%