OMF OneMain Holdings, Inc.
Platform & Compounding FCF
C 55.8 / 100 composite

AlphaQuality composite grade, weighted for platform & compounding fcf businesses.

Profitability

Weight: 25%
F 20
  • 5yr Avg ROIC 3.8%
  • Operating Margin Trend -4.90 pp/yr

Capital Efficiency

Weight: 15%
A+ 97
  • 5yr Avg ROE 26.1%
  • 5yr Share-Count CAGR -2.4%

Growth Quality

Weight: 25%
B- 63
  • 5yr Revenue CAGR 4.8%
  • 5yr EPS CAGR 3.9%
  • Revenue-Growth Years (5) 5/5

Cash Generation

Weight: 20%
A- 84
  • 5yr FCF Margin 47.4%
  • 5yr FCF/NI Conversion 3.54x

Balance Sheet

Weight: 10%
F 6
  • Net Debt / EBITDA 16.58x
  • Interest Coverage (EBIT/Int) 0.79x
  • Altman Z-Score 0.75

Stability

Weight: 5%
C+ 62
  • EPS Volatility (σ/μ) 0.51
  • Negative-Revenue Years (5) 0/5
  • Piotroski F-Score 7

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Trimming

3 of 3 gurus held; 3 trimmed.

Holders
3
Avg Δ position
-17.1%
New buys
0
Full exits
0
As of Q2 2026