OMF OneMain Holdings, Inc.
Platform & Compounding FCF
C 52.0 / 100 composite

AlphaQuality composite grade, weighted for platform & compounding fcf businesses.

Profitability

Weight: 25%
F 18
  • 5yr Avg ROIC 3.2%
  • Operating Margin Trend -4.90 pp/yr

Capital Efficiency

Weight: 15%
A+ 97
  • 5yr Avg ROE 24.2%
  • 5yr Share-Count CAGR -2.7%

Growth Quality

Weight: 25%
C- 49
  • 5yr Revenue CAGR 5.8%
  • 5yr EPS CAGR -9.7%
  • Revenue-Growth Years (5) 5/5

Cash Generation

Weight: 20%
A- 84
  • 5yr FCF Margin 47.4%
  • 5yr FCF/NI Conversion 3.54x

Balance Sheet

Weight: 10%
F 6
  • Net Debt / EBITDA 16.58x
  • Interest Coverage (EBIT/Int) 0.79x
  • Altman Z-Score 0.80

Stability

Weight: 5%
C+ 62
  • EPS Volatility (σ/μ) 0.51
  • Piotroski F-Score 7
  • Negative-Revenue Years (5) 0/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Holding

3 of 3 gurus held; 1 added; 2 trimmed.

Holders
3
Avg Δ position
+217.5%
New buys
0
Full exits
0
As of Q1 2026