Profitability
Weight: 25%
C-
49
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.9%
- Operating Margin Trend -7.08 pp/yr
OBK
Origin Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D
38
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 8.0%
- 5yr Share-Count CAGR 7.1%
Growth Quality
Weight: 10%
B-
65
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 12.8%
- 5yr EPS CAGR -15.0%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
95
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.66x
Balance Sheet
Weight: 30%
B-
64
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.8%
- Interest Coverage (EBIT/Int) 0.48x
Stability
Weight: 10%
C
55
- EPS Volatility (σ/μ) 0.56
- Piotroski F-Score 7
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed.
- Holders
- 2
- Avg Δ position
- -5.5%
- New buys
- 0
- Full exits
- 0